Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 9 flood insurance agents in Kettering, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Becki Taylor - State Farm Insurance Agent
215 E Stroop Rd, Kettering, OH 45429
(937) 438-3400
beckitaylor.com
Eric Evans - State Farm Insurance Agent
1649 E Stroop Rd, Kettering, OH 45429
(937) 298-1011
ericevansohio.com
Rathweg Insurance Associates, Inc.
2212 S Patterson Blvd, Kettering, OH 45409
(937) 296-9393
rathweginsurance.com
Robert K. Jones Insurance Agency, LTD.
3809 Wilmington Pike #100, Kettering, OH 45429
(937) 294-2600
rkjonesins.com
Spectrum Insurance Agency
1625 Springhill Ave, Kettering, OH 45409
(937) 643-0081
spectruminsuranceagencyinc.com
Walt Kremer Insurance
4080 Marshall Rd, Kettering, OH 45429
(937) 298-0105
mcfallinsurance.com
Finch Insurance Agency
3058 Woodman Dr, Kettering, OH 45420
(937) 583-6100
finchinsuranceagency.com
Simpkins-Dellis Insurance Agency
3970 Shroyer Rd, Kettering, OH 45429
(937) 294-2724
simpkins-dellis.com
Walter McFall & Kremer Insurance Agency
4080 Marshall Rd, Kettering, OH 45429
(937) 461-2246
mcfallinsurance.com
What Does a Flood Insurance Agent in Kettering Cost?
Flood insurance costs in Ohio vary based on flood zone, property elevation, building age, and coverage amount. For an NFIP policy in Kettering, annual premiums typically range from 500 to 3000 dollars. Private flood insurance may cost more or less depending on risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Kettering Ohio?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding from heavy rain or stormwater runoff can occur, so many homeowners choose coverage for protection.
How do I find a flood insurance agent in Kettering?
You can search for licensed agents through the Ohio Department of Insurance website or contact local property and casualty insurance agencies. Agents in Kettering are familiar with local flood maps and can help you compare NFIP and private flood policies.
What does a flood insurance policy in Ohio typically cover?
Standard NFIP policies cover up to 250000 dollars for building damage and 100000 dollars for contents. Private policies may offer higher limits and additional coverage options. Your agent can explain what is and is not covered based on your specific property.