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Find Flood Insurance Agents in Tipp City, OH

Looking for a flood insurance agent in Tipp City? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Tipp City, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 4 flood insurance agents in Tipp City, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joshua Karas: Allstate Insurance
1470 W Main St, Tipp City, OH 45371
(937) 233-0510 agents.allstate.com
Royal Crest Agency Insurance
29 W Main St, Tipp City, OH 45371
(937) 667-9359 royalcrestagency.com
Hamler-Gingrich (Favorite) Insurance Agency
115 S Tippecanoe Dr # C, Tipp City, OH 45371
(937) 667-2454 hgiai.com
Jividen Insurance
5065 Meadowview St, Tipp City, OH 45371
(937) 280-5909 jivideninsurance.com

Flood insurance agents in Tipp City, Ohio help property owners protect against flood damage, especially near the Great Miami River. Ohio law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents can guide you through National Flood Insurance Program policies and private options.

What Does a Flood Insurance Agent in Tipp City Cost?

Typical flood insurance costs in Ohio range from 500 to 3,000 per year for NFIP policies, with higher rates in high-risk zones. Private flood insurance may cost more or less depending on the property. Factors include elevation, building age, and deductible chosen. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Tipp City Ohio?
Flood insurance is required for properties in Special Flood Hazard Areas with a federally backed mortgage. Even outside these zones, Tipp City has experienced flooding from heavy rains and the Great Miami River. An agent can help determine your risk.
What does a flood insurance agent do in Ohio?
A flood insurance agent helps you select a policy, estimate coverage costs, and file claims. They can explain Ohio-specific rules, such as the 30-day waiting period before coverage begins for most NFIP policies.
How much does flood insurance cost in Tipp City Ohio?
Costs vary by flood zone, property value, and coverage amount. In Ohio, average NFIP premiums range from 700 to 2,000 per year for standard policies. High-risk properties may pay more. An agent can provide a personalized quote.