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Browse flood insurance agents serving Stillwater, Oklahoma. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Stillwater, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Oklahoma before hiring.
Showing 20 flood insurance agents in Stillwater, OK
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jeff Millerd - State Farm Insurance Agent
401 S Main St, Stillwater, OK 74074
(405) 372-4242
jeffmillerd.com
Lucas Grounds - State Farm Insurance Agent
2121 W 6th Ave, Stillwater, OK 74074
(405) 372-9700
groundsinsurance.com
Allegiant Insurance Stillwater
4626 W 6th Ave, Stillwater, OK 74074
(918) 928-3911
allegiantinsurance.com
J K Meadors & Co
703 S Western Rd, Stillwater, OK 74074
(405) 377-0000
jkmco.com
Scott Leming - State Farm Insurance Agent
1102 W 6th Ave, Stillwater, OK 74074
(405) 372-9206
scottleming.com
Messer Bowers Insurance
730 S Western Rd, Stillwater, OK 74074
(405) 372-1238
messerbowers.com
Shelter Insurance - Steven Oliver
522 E Lakeview Rd, Stillwater, OK 74075
(405) 377-4344
shelterinsurance.com
Farmers Insurance - Jodie Jackson
1120 N Duck St # B, Stillwater, OK 74075
(405) 743-1000
jodiejacksonagency.com
Shelter Insurance - Jene Kelly
1313 N Perkins Rd, Stillwater, OK 74075
(405) 372-1225
shelterinsurance.com
Shelter Insurance - Lacey Corbitt
405 S Main St, Stillwater, OK 74074
(405) 743-4481
shelterinsurance.com
Shelter Insurance - Jeff Bryant
2300 W 7th Ave, Stillwater, OK 74074
(405) 743-1999
shelterinsurance.com
Loftis & Wetzel Insurance - Stillwater
139 S Main St, Stillwater, OK 74074
(405) 334-5477
loftiswetzel.com
The Peak Agency - Oklahoma City
1209 S Main St, Stillwater, OK 74074
(405) 449-4330
peakagencies.com
The Murphy Agency
118 W 8th Ave, Stillwater, OK 74074
(405) 372-5544
Oklahoma Farm Bureau Insurance - Stillwater
4721 W 6th Ave Suite 200, Stillwater, OK 74074
(405) 372-2450
okfbinsurance.com
Houck Barbara
801 S Main St, Stillwater, OK 74074
(405) 372-5343
houckagency.com
Bearry Insurance Group LLC
211 N Perkins Rd Ste. 23, Stillwater, OK 74075
(405) 338-9374
bearryinsurance.com
Insurance Specialists of Oklahoma
901 S Main St Ste 13, Stillwater, OK 74074
(405) 533-3101
isok4u.com
Kent Houck - Mutual of Omaha
801 S Main St Ste 2, Stillwater, OK 74074
(405) 372-5343
agents.mutualofomaha.com
KTI INSURANCE AGENCY
501 S Main St, Stillwater, OK 74074
(405) 372-2088
ktiagency.com
Flood insurance agents in Stillwater Oklahoma help property owners understand their risk and secure coverage through the National Flood Insurance Program or private carriers. Stillwater sits near the Stillwater Creek and Boomer Lake, which can affect flood zone designations. Oklahoma law requires lenders to mandate flood insurance on properties in high-risk areas, so an agent can guide you through compliance.
What Does a Flood Insurance Agent in Stillwater Cost?
Flood insurance costs in Stillwater Oklahoma vary by flood zone, building elevation, and coverage amount. Typical annual premiums for an NFIP policy range from 700 to 2,500 dollars for a standard home. Properties in high-risk zones or with basements may cost more. Private market rates can be competitive. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Stillwater Oklahoma?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur from heavy rains or drainage issues. An agent can review your specific property.
What does a flood insurance agent in Stillwater do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most policies take effect. They do not adjust claims but can assist with policy questions.
How long does it take to get flood insurance in Stillwater?
Standard NFIP policies have a 30-day waiting period from application date before coverage begins. Exceptions exist for loan closings or map changes. Private insurers may have different terms. An agent can help you plan ahead to avoid gaps.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Oklahoma.