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Find Flood Insurance Agents Near You in Eugene, OR

Browse flood insurance agents serving Eugene, Oregon. Updated 2026-07-14.

The top-rated flood insurance agent in Eugene, Oregon is Rich Ruhl: Allstate Insurance, rated 4.8 stars across 283 reviews. Other highly rated options include LeDoux Insurance, Affordable Insurance Solutions, Candice Hook: Allstate Insurance. This directory lists 23 flood insurance agents serving Eugene.

Showing 23 flood insurance agents in Eugene, ORListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rich Ruhl: Allstate Insurance390 Coburg Rd Ste F(541) 344-0949
2LeDoux Insurance2160 W 11th Ave D(541) 683-5112
3Affordable Insurance Solutions319 W 13th Ave(541) 485-8437
4Candice Hook: Allstate Insurance3033 W 11th Ave(541) 687-4800
5WHA Insurance Agency Inc.2930 Chad Dr(541) 342-4441
6Vantage Point Risk Insurance Agency2472 Willamette St(541) 681-8793
7Advantage Insurance1500 Valley River Dr Suite 210(541) 485-0122
8Nova Insurance116 State Hwy 99 N #106(541) 512-5122
9Boone Insurance Associates411 E 3rd Ave #100(541) 345-3707
10CDA Insurance LLC2160 W 11th Ave D(800) 884-2343
RR
390 Coburg Rd Ste F
Rich Ruhl: Allstate Insurance
Flood Insurance Agent · Eugene, OR

Rich Ruhl: Allstate Insurance serves the Eugene, Oregon metro area and surrounding Lane County with flood insurance agent services. This agency assists homeowners and renters in understanding their flood risk and securing appropriate federally backed NFIP policies. Clients receive guidance on coverage limits, deductibles, and waiting periods for new policies. The office also helps property owners from flood-prone neighborhoods near the Willamette River with policy renewals and claims assistance to ensure proper protection.

LI
2160 W 11th Ave D
LeDoux Insurance
Flood Insurance Agent · Eugene, OR

LeDoux Insurance provides flood insurance assessments and policy placement for properties in Eugene and the surrounding region. Its service approach includes reviewing flood zone designations, explaining policy coverage options, and assisting with claims documentation after a loss. The agency also offers annual policy reviews to adjust coverage as property values or flood maps change. It services single-family homes, apartments, retail spaces, and restaurants within the local community.

AI
319 W 13th Ave
Affordable Insurance Solutions
Flood Insurance Agent · Eugene, OR

Affordable Insurance Solutions serves homeowners, businesses, and property managers in Eugene by helping them understand their flood risk and secure appropriate coverage. The agency guides clients through the complexities of National Flood Insurance Program policies and private market options, ensuring properties along the Willamette River and in low-lying areas are protected from potential water damage. It also assists with policy adjustments following property changes or new flood map updates. The agency extends its flood insurance services to neighboring Springfield and other communities throughout Lane County.

CH
3033 W 11th Ave
Candice Hook: Allstate Insurance
Flood Insurance Agent · Eugene, OR

Candice Hook: Allstate Insurance serves Eugene, Oregon, and the surrounding Lane County communities. It handles flood insurance policies for homeowners and renters in designated flood zones and low-to-moderate risk areas. The agency helps clients assess their property’s specific exposure to water damage and reviews coverage limits with them. For a typical job, it starts by evaluating the property’s elevation and flood map designation before customizing a policy that meets the client’s risk profile and budget.

WI
2930 Chad Dr
WHA Insurance Agency Inc.
Flood Insurance Agent · Eugene, OR

WHA Insurance Agency Inc. in Eugene, Oregon, assists property owners by distinguishing between a one-time policy for a specific flood event and recurring coverage for ongoing risk management. They explain how standard homeowners policies typically exclude flood damage, making separate insurance necessary for protecting homes and belongings. Their service structure is based entirely on an as-needed basis, aligning with customers’ application cycles and changing flood zone requirements without requiring any ongoing commitment.

VP
2472 Willamette St
Vantage Point Risk Insurance Agency
Flood Insurance Agent · Eugene, OR

When seasonal rains in the Willamette Valley cause rising river levels, property owners in Eugene look to Vantage Point Risk Insurance Agency for flood insurance coverage. As a dedicated flood insurance agent, the company helps clients understand policy options that protect homes from water damage often excluded by standard home insurance. Every year, sudden snowmelt or prolonged storms can create unexpected flood risks, making professional guidance essential. Vantage Point begins by visiting a property to assess its specific exposure and recommend appropriate coverage.

AI
1500 Valley River Dr Suite 210
Advantage Insurance
Flood Insurance Agent · Eugene, OR

Advantage Insurance provides specialized flood insurance services for properties in the Eugene, Oregon area. The agency guides homeowners and businesses through flood risk assessments and policy selection tailored to local geography. General services include reviewing coverage limits, explaining National Flood Insurance Program options, and assisting with claims documentation. The agency helps clients address specific concerns before the spring snowmelt and heavy autumn rains, when the Willamette River and local tributaries are most likely to rise above flood stage.

NI
116 State Hwy 99 N #106
Nova Insurance
Flood Insurance Agent · Eugene, OR

Nova Insurance offers professional services in flood risk assessment and policy placement for residential and commercial property owners. As a dedicated flood insurance agent serving the Eugene area, the company assists clients in navigating the complexities of federal and private flood coverage. Its work routinely involves evaluating local flood zones, advising on appropriate coverage limits, and processing necessary documentation for new and renewal policies. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.

BI
411 E 3rd Ave #100
Boone Insurance Associates
Flood Insurance Agent · Eugene, OR

Boone Insurance Associates provides residential flood insurance services in Eugene, Oregon, helping homeowners protect their properties from water damage. The agency also offers commercial flood coverage for local businesses and services clients throughout the Eugene area. Policies are explained clearly to ensure property owners understand their options for flood protection. Each client receives ongoing support, and the agency schedules follow-up consultations to review coverage needs between regular policy renewal visits.

CI
2160 W 11th Ave D
CDA Insurance LLC
Flood Insurance Agent · Eugene, OR

CDA Insurance LLC is known for guiding Eugene property owners through the complexities of securing flood coverage. Serving both residential and commercial clients, the agency helps assess local flood risks typically tied to the Willamette River and regional stormwater patterns. Policies are tailored to meet lender requirements and federal program guidelines. A notable specialty service the agency can add on is assisting with claims documentation for flood damage recovery.

GI
1500 Valley River Dr # 370
Goosehead Insurance - Kevin Reimer
Flood Insurance Agent · Eugene, OR
(541) 512-7008
goosehead.com/agents/or/eugene/kevin-reimer
AI
2676 River Rd
AIC Insurance - Eugene
Flood Insurance Agent · Eugene, OR
(541) 688-3411
aicinsurancepdx.com
HI
1142 Willagillespie Rd
House of Insurance
Flood Insurance Agent · Eugene, OR
(541) 345-4191
myhouseofinsurance.com
EI
2677 Willakenzie Rd # 1
Emerald Insurance Agency
Flood Insurance Agent · Eugene, OR
(541) 343-8582
emeraldinsuranceeugene.com
GI
541 Willamette St Suite 104
Goosehead Insurance - Bryan Bullock
Flood Insurance Agent · Eugene, OR
(541) 630-9004
goosehead.com/agents/or/eugene/bryan-bullock
SG
90445 Boeing Dr
Steele Group Insurance Agency
Flood Insurance Agent · Eugene, OR
(541) 687-2600
steelegroup.info
PI
450 Country Club Rd # 330
PBC Insurance
Flood Insurance Agent · Eugene, OR
(541) 484-6624
pbcins.com
TB
2440 Willamette St # 102
Tracy Baier American Family Insurance
Flood Insurance Agent · Eugene, OR
(541) 343-1466
amfam.com/agents/oregon/eugene/tracy-baier
UI
2101 Bailey Hill Rd B
United Insurance Agencies
Flood Insurance Agent · Eugene, OR
(541) 242-6464
uiaoregon.com
GI
3125 Chad Dr Suite 120
Gallagher Insurance, Risk Management & Consulting
Flood Insurance Agent · Eugene, OR
(541) 687-4799
assuredpartners.com/Eugene
JA
207 E 5th Ave Suite 250
Jablonski Agency
Flood Insurance Agent · Eugene, OR
(541) 729-9287
jablonskiagency.com
MM
2763 Shadowview
Marsh McLennan Agency
Flood Insurance Agent · Eugene, OR
(541) 942-0555
mmanorthwest.com/location/oregon/eugene
ND
3177 Kinsrow Ave #225
Next Door Insurance
Flood Insurance Agent · Eugene, OR
(541) 525-0627
nextdoorinsuranceor.com

What Does a a Flood Insurance Agent in Eugene Cost?

Typical flood insurance costs in Oregon range from 500 to 1,500 dollars per year for an NFIP policy in moderate-risk areas. High-risk zone properties can cost 1,000 to 4,000 dollars or more annually. Premiums depend on flood zone elevation deductible and building characteristics. This is general information and not insurance advice.

About flood insurance agents in Eugene

Flood insurance agents in Eugene Oregon help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Oregon law requires lenders to notify borrowers if a property is in a Special Flood Hazard Area. Local agents can explain flood zone maps and policy options specific to the Willamette Valley.

Frequently Asked Questions

Do I need flood insurance in Eugene Oregon?

If your property is in a high-risk flood zone and you have a federally backed mortgage you are required to have flood insurance. Even in moderate-risk areas agents often recommend a policy because heavy rain can cause flooding outside mapped zones.

What does a flood insurance agent in Eugene do?

A flood insurance agent helps you assess your flood risk compare NFIP and private policies and complete the application. They can also explain coverage limits deductibles and the 30-day waiting period before most policies take effect.

How long does it take to get flood insurance in Eugene?

Standard NFIP policies have a 30-day waiting period from application date. Exceptions exist for a home purchase or a map revision. Private insurers may offer shorter waits but terms vary.

Flood Insurance Agents in Other Oregon Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.