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Directory of flood insurance agents in Jonestown, Pennsylvania. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Jonestown, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 2 flood insurance agents in Jonestown, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Miller Insurance Protection Team
19 W Market St, Jonestown, PA 17038
(717) 865-4127
millerinsurance.com
The Kathy Barry Agency - Jonestown
2398 PA-72, Jonestown, PA 17038
(717) 865-7260
kathybarryagency.com
Flood insurance agents in Jonestown, Pennsylvania help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Pennsylvania law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Local agents understand the Susquehanna River basin risks and can guide you on coverage limits and elevation certificates.
What Does a Flood Insurance Agent in Jonestown Cost?
Flood insurance costs in Pennsylvania vary by property. The average NFIP policy premium is around $700 to $1,200 per year, but rates can be higher for properties in high-risk zones or with older construction. Private insurance may offer different pricing. Costs depend on flood zone, building elevation, coverage amount, and deductible. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Jonestown Pennsylvania?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flood insurance is recommended because 20% of flood claims come from low-to-moderate risk areas.
What does a flood insurance agent do in Jonestown?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can also assist with elevation certificate requirements and explain coverage limits for building and contents.
How long does it take to get flood insurance in Pennsylvania?
NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a mortgage closing. Private insurers may have different waiting periods, so plan ahead.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Pennsylvania.