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Find Flood Insurance Agents Near You in Montrose, PA

Directory of flood insurance agents in Montrose, Pennsylvania. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Montrose, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 2 flood insurance agents in Montrose, PA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hawk Insurance Agency LLC
56 Public Ave, Montrose, PA 18801
(570) 278-1930 hawk-insurance.com
Little & Nelson Insurance
66 Public Ave, Montrose, PA 18801
(570) 278-1151 littleandnelson.com

Flood insurance agents in Montrose, Pennsylvania help property owners secure coverage through the National Flood Insurance Program or private insurers. Montrose is in Susquehanna County, an area with flood risks from local waterways and heavy rainfall. Pennsylvania law requires flood insurance for properties in high-risk flood zones with federally backed mortgages.

What Does a Flood Insurance Agent in Montrose Cost?

The cost of flood insurance in Pennsylvania varies by flood zone, property value, and elevation. Average annual premiums for NFIP policies range from about $700 to $2,000 in moderate-risk areas, but can exceed $4,000 in high-risk zones. Private flood insurance may offer different rates and coverage options. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Montrose Pennsylvania?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, and standard homeowners policies do not cover flood damage.
How do I find a flood insurance agent in Montrose?
You can search for licensed insurance agents in Montrose who offer flood policies through the NFIP or private carriers. The Pennsylvania Insurance Department website provides a list of licensed agents in Susquehanna County.
What does a flood insurance policy cover in Pennsylvania?
An NFIP policy covers structural damage to your building and damage to personal property up to policy limits. It does not cover temporary housing, basement improvements, or items in a basement. Pennsylvania flood insurance also does not cover sewer backup unless it is caused directly by flooding.