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Directory of flood insurance agents in Bristol, Rhode Island. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Bristol, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 flood insurance agents in Bristol, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Flood insurance agents in Bristol Rhode Island help property owners secure coverage through the National Flood Insurance Program and private markets. Bristol is located on Narragansett Bay and includes flood-prone areas along the waterfront and near the Kickemuit River. Rhode Island law requires flood insurance for properties in high-risk zones with federally backed mortgages.
What Does a Flood Insurance Agent in Bristol Cost?
Flood insurance costs in Rhode Island vary widely based on flood zone, elevation, and building characteristics. Typical NFIP premiums for Bristol properties range from 700 to 2,500 dollars per year for standard policies. Private market policies may cost more or less depending on risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Bristol do?
A flood insurance agent in Bristol helps you assess your flood risk and find a policy that meets your needs. They explain NFIP coverage limits and private insurance options. They also assist with elevation certificates and flood zone determination for your property.
Is flood insurance required in Bristol Rhode Island?
Flood insurance is required for properties in Special Flood Hazard Areas with a federally backed mortgage. Bristol has many properties in Zone AE and Zone VE along the coast. Even outside high-risk zones lenders may still require coverage.
How do I choose a flood insurance agent in Bristol?
Look for an agent licensed in Rhode Island with experience in NFIP and private flood insurance. Ask about their knowledge of local flood maps and Bristol elevation requirements. Check that they can provide quotes from multiple carriers.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.