Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 7 flood insurance agents in Coventry, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Norcia: Allstate Insurance
37 Sandy Bottom Rd, Coventry, RI 02816
(401) 821-2261
agents.allstate.com
Nationwide Insurance: Blaeser Insurance Agency, LLC
780 Tiogue Ave, Coventry, RI 02816
(401) 827-8888
blaeserinsurance.com
Trust Insurance Agency Coventry
1 S Main St, Coventry, RI 02816
(401) 297-2182
Crowe Choice Insurance & Financial Services
15 Sandy Bottom Rd Suite 101, Coventry, RI 02816
(401) 828-8800
crowechoice.com
Rural Insurance Agency Inc.
1216 Main St, Coventry, RI 02816
(401) 821-6300
Good Neighbor Alliance Corporation
635 Arnold Rd, Coventry, RI 02816
(401) 828-7800
goodneighborall.com
LENNON INSURANCE AGENCY LLC
2435 Nooseneck Hill Rd unit a-1, Coventry, RI 02816
(401) 392-1800
What Does a Flood Insurance Agent in Coventry Cost?
Typical flood insurance agent fees in Rhode Island are included in the policy premium, not charged separately. NFIP policies in Coventry average 1,200 to 2,000 dollars per year for a single-family home in a moderate-risk zone. High-risk zones can cost 2,500 to 4,000 dollars or more. Private insurers may offer lower rates for low-risk properties. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Coventry Rhode Island?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many Coventry homeowners choose coverage because heavy rain and coastal storms can cause flooding.
What does a flood insurance agent in Coventry do?
A flood insurance agent helps you understand your flood zone designation, explains coverage limits under the NFIP, and can quote private flood insurance options. They also assist with completing the required elevation certificate and filing claims after a flood event.
How much does flood insurance cost in Rhode Island?
Costs vary widely based on flood zone, elevation, and property value. In Coventry, annual premiums for NFIP policies typically range from 700 to 2,500 dollars for standard homes. Private market policies may offer different pricing. Each case is unique.