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Looking for a flood insurance agent in Newport? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Newport, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 flood insurance agents in Newport, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
City by the sea Insurance
26 Washington Square #5, Newport, RI 02840
(401) 324-5737
citybytheseainsurance.com
Everyday Insurance Service RI
5 Sherman St, Newport, RI 02840
(262) 299-7363
Triton Insurance
1 Washington St, Newport, RI 02840
(401) 619-5500
tritonins.com
Wellers Insurance Group
1 Washington St, Newport, RI 02840
(401) 618-1511
wellersinsurancegroup.com
Flood insurance agents in Newport Rhode Island help property owners secure coverage through the National Flood Insurance Program and private markets. Rhode Island law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Newport agents also assist with elevation certificates and flood zone map reviews specific to Aquidneck Island coastal areas.
What Does a Flood Insurance Agent in Newport Cost?
Flood insurance costs in Rhode Island vary by flood zone, elevation, and building value. An NFIP policy in a low-risk zone may start around $700 per year, while high-risk coastal properties in Newport can exceed $2,000 annually. Private flood insurance may offer different rates and higher coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Newport Rhode Island?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many Newport homeowners choose coverage because of hurricane and storm surge risks.
What does a flood insurance agent in Newport do?
A flood insurance agent helps you compare NFIP and private flood policies, complete the application, and understand your flood zone designation. They can also coordinate with surveyors for elevation certificates needed for accurate pricing.
How do I find a flood insurance agent in Newport Rhode Island?
You can search the NFIP agent locator or ask local real estate professionals for referrals. Many independent insurance agencies in Newport offer flood insurance as part of their property coverage services.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.