Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 flood insurance agents in North Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cara Benjamin: Allstate Insurance
125 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-5000
agents.allstate.com
Kaplansky Insurance- N. Smithfield Branch
636 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-1400
kaplansky.com
Bouley Insurance
117 Eddie Dowling Hwy # 3, North Smithfield, RI 02896
(401) 765-6311
Charles L Kirby Agency Inc
75 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 762-4500
clkirby.com
Hamel & Newton Adjusters LLC
250 Eddie Dowling Hwy Unit 2, North Smithfield, RI 02896
(401) 597-5830
What Does a Flood Insurance Agent in North Smithfield Cost?
Typical flood insurance costs in Rhode Island for a single family home range from 600 to 3,000 dollars per year through the NFIP. Private market policies may offer different rates. Your specific cost depends on flood zone, building characteristics, and deductible choice. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in North Smithfield Rhode Island?
You may need flood insurance if your property is in a Special Flood Hazard Area as shown on FEMA flood maps. Rhode Island law requires it for most federally backed mortgages in high risk zones. Even outside high risk areas, agents can help you consider optional coverage.
What does a flood insurance agent do in North Smithfield?
A flood insurance agent helps you choose a policy from the National Flood Insurance Program or a private insurer. They can review your property elevation and flood zone to estimate premiums. Agents also assist with filing claims after a flood event.