The top-rated flood insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 816 reviews. Other highly rated options include Andrews Insurance Agency, Medicare Mavis, Jack Tavares: Allstate Insurance. This directory lists 16 flood insurance agents serving Pawtucket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 44 East St | (401) 725-2222 |
| 2 | Andrews Insurance Agency | 450 Armistice Blvd | (401) 722-4271 |
| 3 | Medicare Mavis | 333 School St Suite 213 B | (401) 864-4716 |
| 4 | Jack Tavares: Allstate Insurance | 720 Central Ave | (401) 728-8686 |
| 5 | Butler & Messier Insurance | 1401 Newport Ave | (401) 728-3200 |
| 6 | Smith Insurance Group | 664 Armistice Blvd | (401) 724-1660 |
| 7 | Garcia Insurance Agency | 459 Smithfield Ave Unit R | (401) 729-1336 |
| 8 | All-Star Insurance Agency | 50 Division St | (401) 213-1244 |
| 9 | General Insurance LLC | 249 Prospect St | (401) 655-2712 |
| 10 | T & R Svc LLC | 872 Newport Ave | (401) 475-4774 |
Affordable Insurance serves the Pawtucket, Rhode Island area as a local flood insurance agent. The company helps property owners understand flood zone risks and secure coverage for structures and contents. Policies are tailored to meet National Flood Insurance Program requirements and private market options. The agency also assists with elevation certificate reviews and claims support for residential and commercial clients in this region.
Andrews Insurance Agency provides flood insurance coverage for properties in Pawtucket, Rhode Island, protecting against water damage from rising rivers, storm surges, and heavy rainfall. The agency assists clients in understanding their flood zone risks and navigating National Flood Insurance Program requirements, helping secure appropriate policies for each property. Ongoing service includes annual policy reviews to adjust coverage as flood maps change. It serves single-family homes, apartments, retail storefronts, and local restaurants throughout the Pawtucket area.
Medicare Mavis in Pawtucket, RI, distinguishes between one-time policy setup assistance and recurring services for renewals and policy reviews, ensuring clients stay current with flood coverage needs. Flood insurance agents typically help homeowners and small businesses navigate federal requirements and property-specific risk assessments. This agent evaluates flood zone designations and coverage limits, aligning plans with local regulations in the Pawtucket area. Service runs on an as-needed basis, accommodating both initial enrollments and annual policy adjustments prompted by changing flood maps or property modifications.
Serving Pawtucket and surrounding communities, Jack Tavares: Allstate Insurance handles flood insurance policies to protect residential and commercial properties. As a local flood insurance agent, the agency helps clients assess their flood risk and secure appropriate coverage under the National Flood Insurance Program. Typical services include evaluating a property’s structural vulnerabilities and reviewing policy options to match each client’s specific needs. The company approaches each job by first meeting with the customer to discuss potential flood zones and then outlining clear coverage limits before completing the application process.
Butler & Messier Insurance serves homeowners, businesses, and property managers in Pawtucket by providing flood insurance agent services that help clients assess flood risk and secure appropriate coverage for their properties. The team guides customers through the application process and helps them understand policy options available in this region. They also assist with claims coordination when needed. In addition to serving Pawtucket, the agency covers nearby communities such as Central Falls as part of the metro area.
Smith Insurance Group specializes in flood insurance agency services for residential and commercial clients in Pawtucket, Rhode Island. It guides property owners through flood risk assessments and helps them secure coverage tailored to local flood zone requirements. The company also provides general insurance consultations to ensure adequate protection policies are in place. This is especially important during the spring thaw season, when melting snow and heavy rains increase the likelihood of basement flooding and water damage to riverside properties.
During hurricane season, flooding can threaten homes across Pawtucket, Rhode Island. Garcia Insurance Agency responds to this risk by offering personalized flood insurance agent services to local property owners. They review typical FEMA flood maps and community flood zones to identify exposure for each residence or business. An agent discusses coverage options and explains how policies complement standard homeowners plans. After a brief phone consultation to understand the property’s layout, they schedule an on-site inspection to assess the building’s foundation and elevation.
All-Star Insurance Agency provides flood insurance guidance and policy procurement services to property owners in Pawtucket, Rhode Island. The agency specializes in addressing the unique flood exposure risks common to this part of the Narragansett Bay region, helping clients understand their coverage options under the National Flood Insurance Program and private markets. They serve a range of commercial properties including local offices, warehouses, and food service establishments requiring tailored protection against potential water damage.
General Insurance LLC in Pawtucket, RI, provides flood insurance coverage for residential properties, helping homeowners protect against water damage. The agency also handles commercial flood policies for local businesses and serves customers throughout the Pawtucket area. Policies typically address risks from heavy rains and storm surge common to the region. The agent can review coverage needs before each renewal season and remains available to adjust policies as conditions change between regular service visits.
T & R Svc LLC is a flood insurance agent in Pawtucket, RI, known for helping property owners secure coverage against flood damage. The company serves clients throughout the area, offering guidance on flood risk assessment and policy options. It assists with obtaining insurance through federal and private programs to protect homes and businesses from potential water-related losses. T & R Svc LLC can also coordinate additional coverage for basement water backup and seepage.
What Does a a Flood Insurance Agent in Pawtucket Cost?
The average cost of flood insurance in Rhode Island is around $700 to $1,200 per year for a standard NFIP policy, though rates vary by flood zone, elevation, and property value. Private flood insurance may cost more or less depending on risk. This is general information and not insurance advice.
About flood insurance agents in Pawtucket
Flood insurance agents in Pawtucket help property owners protect against flood damage along the Blackstone River and Narragansett Bay areas. Rhode Island law requires lenders to mandate flood insurance for properties in high-risk flood zones. An agent can guide you through the National Flood Insurance Program (NFIP) and private options available in the state.
Frequently Asked Questions
Do I need flood insurance in Pawtucket Rhode Island?
If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps, your mortgage lender will likely require flood insurance. Even outside high-risk zones, flooding can occur from heavy rain or storm surge, so an agent can help you decide.
How do I find a flood insurance agent in Pawtucket?
You can search online for licensed insurance agents in Pawtucket who offer flood coverage through the NFIP or private insurers. Ask if they have experience with Rhode Island flood zones and local elevation certificates.
What does a flood insurance policy cover in Rhode Island?
Standard NFIP policies cover building damage and contents up to policy limits. They do not cover basement improvements or items stored in basements. An agent can explain exclusions and help you choose appropriate coverage for your property.
Flood Insurance Agents in Other Rhode Island Cities
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