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Find Flood Insurance Agents Near You in Pawtucket, RI

Browse flood insurance agents serving Pawtucket, Rhode Island. Updated 2026-07-14.

The top-rated flood insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 816 reviews. Other highly rated options include Andrews Insurance Agency, Medicare Mavis, Jack Tavares: Allstate Insurance. This directory lists 16 flood insurance agents serving Pawtucket.

Showing 16 flood insurance agents in Pawtucket, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Affordable Insurance44 East St(401) 725-2222
2Andrews Insurance Agency450 Armistice Blvd(401) 722-4271
3Medicare Mavis333 School St Suite 213 B(401) 864-4716
4Jack Tavares: Allstate Insurance720 Central Ave(401) 728-8686
5Butler & Messier Insurance1401 Newport Ave(401) 728-3200
6Smith Insurance Group664 Armistice Blvd(401) 724-1660
7Garcia Insurance Agency459 Smithfield Ave Unit R(401) 729-1336
8All-Star Insurance Agency50 Division St(401) 213-1244
9General Insurance LLC249 Prospect St(401) 655-2712
10T & R Svc LLC872 Newport Ave(401) 475-4774
AI
44 East St
Affordable Insurance
Flood Insurance Agent · Pawtucket, RI

Affordable Insurance serves the Pawtucket, Rhode Island area as a local flood insurance agent. The company helps property owners understand flood zone risks and secure coverage for structures and contents. Policies are tailored to meet National Flood Insurance Program requirements and private market options. The agency also assists with elevation certificate reviews and claims support for residential and commercial clients in this region.

AI
450 Armistice Blvd
Andrews Insurance Agency
Flood Insurance Agent · Pawtucket, RI

Andrews Insurance Agency provides flood insurance coverage for properties in Pawtucket, Rhode Island, protecting against water damage from rising rivers, storm surges, and heavy rainfall. The agency assists clients in understanding their flood zone risks and navigating National Flood Insurance Program requirements, helping secure appropriate policies for each property. Ongoing service includes annual policy reviews to adjust coverage as flood maps change. It serves single-family homes, apartments, retail storefronts, and local restaurants throughout the Pawtucket area.

MM
333 School St Suite 213 B
Medicare Mavis
Flood Insurance Agent · Pawtucket, RI

Medicare Mavis in Pawtucket, RI, distinguishes between one-time policy setup assistance and recurring services for renewals and policy reviews, ensuring clients stay current with flood coverage needs. Flood insurance agents typically help homeowners and small businesses navigate federal requirements and property-specific risk assessments. This agent evaluates flood zone designations and coverage limits, aligning plans with local regulations in the Pawtucket area. Service runs on an as-needed basis, accommodating both initial enrollments and annual policy adjustments prompted by changing flood maps or property modifications.

JT
720 Central Ave
Jack Tavares: Allstate Insurance
Flood Insurance Agent · Pawtucket, RI

Serving Pawtucket and surrounding communities, Jack Tavares: Allstate Insurance handles flood insurance policies to protect residential and commercial properties. As a local flood insurance agent, the agency helps clients assess their flood risk and secure appropriate coverage under the National Flood Insurance Program. Typical services include evaluating a property’s structural vulnerabilities and reviewing policy options to match each client’s specific needs. The company approaches each job by first meeting with the customer to discuss potential flood zones and then outlining clear coverage limits before completing the application process.

BM
1401 Newport Ave
Butler & Messier Insurance
Flood Insurance Agent · Pawtucket, RI

Butler & Messier Insurance serves homeowners, businesses, and property managers in Pawtucket by providing flood insurance agent services that help clients assess flood risk and secure appropriate coverage for their properties. The team guides customers through the application process and helps them understand policy options available in this region. They also assist with claims coordination when needed. In addition to serving Pawtucket, the agency covers nearby communities such as Central Falls as part of the metro area.

SI
664 Armistice Blvd
Smith Insurance Group
Flood Insurance Agent · Pawtucket, RI

Smith Insurance Group specializes in flood insurance agency services for residential and commercial clients in Pawtucket, Rhode Island. It guides property owners through flood risk assessments and helps them secure coverage tailored to local flood zone requirements. The company also provides general insurance consultations to ensure adequate protection policies are in place. This is especially important during the spring thaw season, when melting snow and heavy rains increase the likelihood of basement flooding and water damage to riverside properties.

GI
459 Smithfield Ave Unit R
Garcia Insurance Agency
Flood Insurance Agent · Pawtucket, RI

During hurricane season, flooding can threaten homes across Pawtucket, Rhode Island. Garcia Insurance Agency responds to this risk by offering personalized flood insurance agent services to local property owners. They review typical FEMA flood maps and community flood zones to identify exposure for each residence or business. An agent discusses coverage options and explains how policies complement standard homeowners plans. After a brief phone consultation to understand the property’s layout, they schedule an on-site inspection to assess the building’s foundation and elevation.

AS
50 Division St
All-Star Insurance Agency
Flood Insurance Agent · Pawtucket, RI

All-Star Insurance Agency provides flood insurance guidance and policy procurement services to property owners in Pawtucket, Rhode Island. The agency specializes in addressing the unique flood exposure risks common to this part of the Narragansett Bay region, helping clients understand their coverage options under the National Flood Insurance Program and private markets. They serve a range of commercial properties including local offices, warehouses, and food service establishments requiring tailored protection against potential water damage.

GI
249 Prospect St
General Insurance LLC
Flood Insurance Agent · Pawtucket, RI

General Insurance LLC in Pawtucket, RI, provides flood insurance coverage for residential properties, helping homeowners protect against water damage. The agency also handles commercial flood policies for local businesses and serves customers throughout the Pawtucket area. Policies typically address risks from heavy rains and storm surge common to the region. The agent can review coverage needs before each renewal season and remains available to adjust policies as conditions change between regular service visits.

TR
872 Newport Ave
T & R Svc LLC
Flood Insurance Agent · Pawtucket, RI

T & R Svc LLC is a flood insurance agent in Pawtucket, RI, known for helping property owners secure coverage against flood damage. The company serves clients throughout the area, offering guidance on flood risk assessment and policy options. It assists with obtaining insurance through federal and private programs to protect homes and businesses from potential water-related losses. T & R Svc LLC can also coordinate additional coverage for basement water backup and seepage.

PI
112 RI-126
Prime Insurance Agency RI
Flood Insurance Agent · Pawtucket, RI
(401) 552-4281
AC
20 W Carpenter St
Artistry Cover Insurance
Flood Insurance Agent · Pawtucket, RI
(401) 324-2160
CI
150 Main St
Chatterton Insurance, Inc.
Flood Insurance Agent · Pawtucket, RI
(401) 722-6010
chattertonins.com
WI
141 Power Rd # 201
Wave Insurance Inc.
Flood Insurance Agent · Pawtucket, RI
(401) 723-8866
catchwav.com
AD
1401 Newport Ave
Audrey Dickinson Insurance Agency Inc
Flood Insurance Agent · Pawtucket, RI
(508) 643-9319
adickinsoninsurance.com
SI
100 Armistice Blvd
Shove Insurance
Flood Insurance Agent · Pawtucket, RI
(401) 753-0055
shove.com

What Does a a Flood Insurance Agent in Pawtucket Cost?

The average cost of flood insurance in Rhode Island is around $700 to $1,200 per year for a standard NFIP policy, though rates vary by flood zone, elevation, and property value. Private flood insurance may cost more or less depending on risk. This is general information and not insurance advice.

About flood insurance agents in Pawtucket

Flood insurance agents in Pawtucket help property owners protect against flood damage along the Blackstone River and Narragansett Bay areas. Rhode Island law requires lenders to mandate flood insurance for properties in high-risk flood zones. An agent can guide you through the National Flood Insurance Program (NFIP) and private options available in the state.

Frequently Asked Questions

Do I need flood insurance in Pawtucket Rhode Island?

If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps, your mortgage lender will likely require flood insurance. Even outside high-risk zones, flooding can occur from heavy rain or storm surge, so an agent can help you decide.

How do I find a flood insurance agent in Pawtucket?

You can search online for licensed insurance agents in Pawtucket who offer flood coverage through the NFIP or private insurers. Ask if they have experience with Rhode Island flood zones and local elevation certificates.

What does a flood insurance policy cover in Rhode Island?

Standard NFIP policies cover building damage and contents up to policy limits. They do not cover basement improvements or items stored in basements. An agent can explain exclusions and help you choose appropriate coverage for your property.

Flood Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.