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Find Flood Insurance Agents Near You in Rumford, RI
Looking for a flood insurance agent in Rumford? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Rumford, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 flood insurance agents in Rumford, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eagle Insurance
75 Newman Ave Suite L1, Rumford, RI 02916
(401) 300-5677
eagleinsuranceco.com
Affordable Insurance RI
270-290 Newport Ave, Rumford, RI 02916
(401) 213-1173
Flood insurance agents in Rumford, Rhode Island help property owners secure coverage through the National Flood Insurance Program. Rhode Island law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. A local agent can explain Rumford specific flood maps and assist with policy options.
What Does a Flood Insurance Agent in Rumford Cost?
Typical flood insurance costs in Rhode Island range from 700 to 2,000 dollars per year for a standard NFIP policy, but rates vary by flood zone, property elevation, and coverage amount. Properties in high-risk zones may pay more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Rumford Rhode Island?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, agents recommend coverage because 25 percent of flood claims come from low-risk areas.
How does a flood insurance agent help with NFIP policies?
An agent guides you through the National Flood Insurance Program application, explains coverage limits, and helps determine your property flood zone. They can also advise on elevation certificates which may affect your premium.
What is the waiting period for flood insurance in Rhode Island?
Standard NFIP policies have a 30 day waiting period before coverage begins. This applies to new policies in Rumford, so it is important to plan ahead and not wait until a storm is forecast.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.