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Find Flood Insurance Agents Near You in Scituate, RI
Directory of flood insurance agents in Scituate, Rhode Island. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Scituate, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 flood insurance agents in Scituate, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Charland/Caluori Insurance
629 W Greenville Rd, Scituate, RI 02857
(401) 647-9200
charlandinsurance.com
Insight Insure Agency
24 Snake Hill Rd, Scituate, RI 02857
(401) 213-1866
Sarah Insurance Services Inc
90 Danielson Pike, Scituate, RI 02857
(401) 725-6739
sarahinsurance.com
Flood insurance agents in Scituate Rhode Island help property owners secure coverage through the National Flood Insurance Program. Rhode Island law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can explain local flood maps and assist with policy applications for homes and businesses in Scituate.
What Does a Flood Insurance Agent in Scituate Cost?
Typical flood insurance costs in Rhode Island range from 600 to 2,500 dollars per year for a standard NFIP policy. Premiums depend on flood zone, elevation, building age, and coverage amount. Properties in high-risk zones cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Scituate Rhode Island?
If your property is in a Special Flood Hazard Area as shown on FEMA maps and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, agents can help you consider optional coverage.
How do I find a flood insurance agent in Scituate?
You can search for agents who write NFIP policies through the Write Your Own program. Many local insurance agencies in Scituate offer flood insurance. Ask if they are licensed in Rhode Island and familiar with local flood zones.
What does a flood insurance policy cover in Rhode Island?
Standard NFIP policies cover building property and personal contents up to policy limits. Coverage includes flood damage from rising water, storm surge, and heavy rain. Rhode Island policies do not cover basement improvements or items in basements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.