Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 flood insurance agents in South Kingstown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Capalbo Insurance Group LLC
49 S County Commons Way F-3F, South Kingstown, RI 02879
(401) 268-3000
capalboinsurance.com
Kingston Insurance Agency, LLC
730 Kingstown Rd 2nd Floor, South Kingstown, RI 02879
(401) 433-9442
kingstoninsuranceagency.com
EverTrust Insurance RI
77 Old Tower Hill Rd, South Kingstown, RI 02879
(401) 293-8224
Northwestern Mutual Life Insurance
24 Salt Pond Rd STE D8, South Kingstown, RI 02879
(401) 789-4600
northwesternmutual.com
What Does a Flood Insurance Agent in South Kingstown Cost?
Typical flood insurance costs in Rhode Island range from $500 to $2,000 per year for NFIP policies, depending on flood zone, elevation, and coverage limits. Private flood insurance may cost more or less based on risk. Properties in high-risk coastal areas of South Kingstown may see higher premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in South Kingstown do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can explain elevation certificates and flood zone designations specific to South Kingstown.
Is flood insurance required in South Kingstown Rhode Island?
Flood insurance is required for properties in Special Flood Hazard Areas (SFHAs) if you have a mortgage from a federally regulated lender. Even outside SFHAs, many homeowners choose coverage because of coastal storm risks.
How do I find a flood insurance agent near me in South Kingstown?
You can search for licensed insurance producers through the Rhode Island Department of Business Regulation website. Local independent agents often offer flood policies from multiple carriers including the NFIP.