Skip to main content

Flood Insurance Agents in Wakefield, RI

Directory of flood insurance agents in Wakefield, Rhode Island. Verify credentials with the state department of insurance before hiring.

6 agents listed
Updated May 2026
Wakefield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 6 flood insurance agents in Wakefield, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gates Insurance Agency, Inc.
238 Robinson St, Wakefield, RI 02879
(401) 789-3071 gatesinsurance.com
L & M Public Adjusters
10 High St Suite H6, Wakefield, RI 02879
(401) 486-9723 landmpublicadjusters.com
The Liberty Company Insurance Brokers (Formerly Lennon Insurance Services LLC)
179 Main St, Wakefield, RI 02879
(401) 783-1816 libertycompany.com
Bill Hannan - Allstate Insurance
24 Salt Pond Rd #A1, Wakefield, RI 02879
(401) 789-3053 agents.allstate.com
Insured Confidence Rl
269 Main St, Wakefield, RI 02879
(401) 213-1835
Michael Granieri: Allstate Insurance
24 Salt Pond Rd Ste A1, Wakefield, RI 02879
(401) 789-3053 agents.allstate.com

Flood insurance agents in Wakefield, Rhode Island help property owners protect against flood damage common in coastal and low-lying areas. Rhode Island law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Local agents can explain the National Flood Insurance Program and private options available to Wakefield residents.

What Does a Flood Insurance Agent in Wakefield Cost?

Flood insurance costs in Rhode Island vary widely based on property location, elevation, and coverage amount. For a typical single-family home in Wakefield, annual premiums range from 700 to 2,500 dollars for NFIP policies. Private market policies may cost more or less depending on risk. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Wakefield Rhode Island?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, agents recommend coverage because heavy rains and storm surges can cause damage.
How do I choose a flood insurance agent in Wakefield?
Look for an agent licensed in Rhode Island who has experience with coastal properties and NFIP policies. Ask about their knowledge of local flood maps and elevation certificates, which affect your premium.