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Compare flood insurance agents in Warren. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Warren, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 flood insurance agents in Warren, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jennifer Nappi: Allstate Insurance
631 Metacom Ave Unit A, Warren, RI 02885
(401) 247-0012
agents.allstate.com
John Andrade Insurance Agency, Inc.
LUELLA P. ANDRADE BUILDING, 10 Child St, Warren, RI 02885
(401) 253-6542
johnandradeins.com
Jamiel Insurance Inc
429 Main St, Warren, RI 02885
(401) 245-0900
jamielinsurance.com
Flood insurance agents in Warren Rhode Island help homeowners and businesses secure coverage through the National Flood Insurance Program. Warren sits along the Narragansett Bay and the Warren River making flood risk a key concern for many properties. Rhode Island law requires lenders to mandate flood insurance for properties in high-risk flood zones so working with a local agent ensures you meet all requirements.
What Does a Flood Insurance Agent in Warren Cost?
Flood insurance costs in Warren Rhode Island vary based on flood zone property elevation and building characteristics. Typical annual premiums for a standard NFIP policy range from 700 to 2,500 dollars for moderate-risk areas and can exceed 5,000 dollars for high-risk zones. Additional factors like deductibles and coverage limits also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Warren Rhode Island?
If your property is in a Special Flood Hazard Area designated by FEMA your lender will require flood insurance. Even outside high-risk zones flooding can occur so many residents choose voluntary coverage. An agent can review your flood zone and recommend appropriate limits.
What does a flood insurance agent in Warren do?
A flood insurance agent helps you assess your flood risk determine the correct coverage amount and complete the NFIP application. They also explain waiting periods and elevation certificate requirements. Agents in Rhode Island must be licensed by the state Department of Business Regulation.
How long does it take for flood insurance to start in Rhode Island?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property purchase or for map revisions. Your Warren agent can confirm the effective date for your specific situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.