Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 17 flood insurance agents in Hilton Head Island, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carolina Heritage Insurance
92 Main St suite c, Hilton Head Island, SC 29926
(843) 689-3030
carolinaheritage.net
Hilton Head Insurance & Brokerage
55 New Orleans Rd STE 203, Hilton Head Island, SC 29928
(843) 252-0840
hhiandb.com
Carolina Heritage Insurance
22 New Orleans Rd #2, Hilton Head Island, SC 29928
(843) 689-3030
carolinaheritage.net
CONQUEST INSURANCE
95 Mathews Dr Suite B-3, Hilton Head Island, SC 29926
(843) 342-7664
conquestins.com
Best Insurance HH
2 Corpus Christi Pl #200, Hilton Head Island, SC 29928
(843) 540-0722
bestinsurancehh.com
Goosehead Insurance - Tanner Russell
5 New Orleans Rd #100, Hilton Head Island, SC 29928
(843) 701-8730
goosehead.com
Stephen Helwig: Allstate Insurance
42 New Orleans Rd Ste 100, Hilton Head Island, SC 29928
(843) 842-2100
agents.allstate.com
Premier Insurance Advisors
10 Hospital Center Commons suite b, Hilton Head Island, SC 29926
(843) 689-5300
premierinshhi.com
PC&L Agency, Inc.
12 Lafayette Pl, Hilton Head Island, SC 29926
(843) 682-4845
pclagencyinc.com
Correll Insurance Group of Hilton Head
15 Bow Cir STE 101, Hilton Head Island, SC 29928
(888) 668-8082
correllhhi.com
Goosehead Insurance - Coastal Solutions Agency
2 Park Ln #200, Hilton Head Island, SC 29928
(843) 790-8529
goosehead.com
Kinghorn Insurance Agency - Hilton Head
23A Shelter Cove Ln, Hilton Head Island, SC 29928
(843) 686-3911
kinghornagency.com
Golden Age Insurance Agency
435 William Hilton Pkwy, Hilton Head Island, SC 29926
(843) 212-4507
Callen Insurance Services
17 Executive Park Rd, Hilton Head Island, SC 29928
(843) 681-2221
callenins.com
C&H Insurance Associates, LLC
2 Corpus Christi Pl #200, Hilton Head Island, SC 29928
(843) 351-6424
ch4ins.com
Acrisure Hilton Head Island, SC (Seacoast Insurance)
100 Exchange St Suite 101, Hilton Head Island, SC 29926
(843) 681-4340
acrisure.com
Colonial South Insurance LLC
2600 Main St Suite 104 D, Hilton Head Island, SC 29926
(843) 785-7455
colonialsouthinsurance.com
What Does a Flood Insurance Agent in Hilton Head Island Cost?
Typical flood insurance premiums in Hilton Head Island range from $700 to $2,500 per year for standard NFIP policies, but high-risk properties can exceed $5,000. Costs depend on flood zone, elevation, building age, and deductible. Private market policies may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Hilton Head Island?
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required. Even in moderate-risk zones, many homeowners choose coverage. An agent can review your flood map and policy needs.
How does South Carolina law affect flood insurance claims?
South Carolina has a statute of limitations of three years for filing flood insurance claims under an NFIP policy. You must report damage promptly and provide documentation within 60 days. Delays can affect your payout.
What is the waiting period for a new flood insurance policy?
NFIP policies typically have a 30-day waiting period before coverage begins. Exceptions exist for new mortgages or map changes. An agent can advise on timing to avoid gaps in coverage.