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Looking for a flood insurance agent in Surfside Beach? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Surfside Beach, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 2 flood insurance agents in Surfside Beach, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Perry Insurance Group
720-B US-17 BUS, Surfside Beach, SC 29575
(843) 699-2965
perryinsurancegroup.com
Inlet View Insurance
600 Azalea Dr N #105, Surfside Beach, SC 29575
(843) 839-3398
inletviewinsurance.com
Flood insurance agents in Surfside Beach South Carolina help homeowners and businesses understand their flood risk and secure coverage. South Carolina law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Agents in this coastal community can explain the National Flood Insurance Program and private options available to you.
What Does a Flood Insurance Agent in Surfside Beach Cost?
Flood insurance costs in South Carolina vary by property location, elevation, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars for most homes in Surfside Beach. Higher-risk properties may cost more. Private market options can offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Why do I need a flood insurance agent in Surfside Beach South Carolina?
Surfside Beach is a coastal community with significant flood risk. A local agent can help you assess your property's flood zone and choose a policy that meets South Carolina requirements. They also assist with claims and policy changes after a storm.
What flood insurance requirements exist in South Carolina?
South Carolina follows federal guidelines for flood insurance. If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you must carry flood insurance. Your agent can verify your zone and coverage needs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of South Carolina.