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Directory of flood insurance agents in Brentwood, Tennessee. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Brentwood, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 16 flood insurance agents in Brentwood, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
RPR Insurance
7000 Executive Center Dr #290, Brentwood, TN 37027
Flood insurance agents in Brentwood, Tennessee help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Tennessee law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Brentwood residents near the Little Harpeth River or other flood-prone areas should review their flood risk annually.
What Does a Flood Insurance Agent in Brentwood Cost?
Flood insurance costs in Tennessee vary by property location, elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,000 dollars for a standard home in a moderate-risk zone. Properties in high-risk areas may pay 2,000 to 5,000 dollars or more. Private flood insurance can sometimes be cheaper or offer higher limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Brentwood Tennessee?
Flood insurance is not required by state law, but it is mandatory for properties in Special Flood Hazard Areas (SFHAs) with a federally backed mortgage. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
How does a flood insurance agent help in Brentwood?
A flood insurance agent can assess your property's flood risk, explain NFIP and private policy options, and help you complete the required elevation certificate. They also assist with claims and policy renewals.
What is the waiting period for flood insurance in Tennessee?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead and do not wait until a storm is forecast.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.