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Find Flood Insurance Agents Near You in La Vergne, TN
Directory of flood insurance agents in La Vergne, Tennessee. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
La Vergne, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 6 flood insurance agents in La Vergne, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Valencia Insurance Agency
5094 Murfreesboro Rd E, La Vergne, TN 37086
(615) 280-6109
valenciainsurance.net
The Webb Pickard Group
5258 Murfreesboro Rd, La Vergne, TN 37086
(615) 793-9000
webbpickard.com
Tom Clark - State Farm Insurance Agent
6001 Jackson Square Blvd Ste 900, La Vergne, TN 37086
(615) 793-6010
tomclarkagent.com
Private Secure Insurance TN
3016 Nir Shreibman Blvd, La Vergne, TN 37086
(615) 590-8796
Latino Insurance & Multiservicios, LLC
331 Waldron Rd suite 600, La Vergne, TN 37086
(615) 836-9881
latinoinstn.com
21st Century Insurance
500 Waldron Rd, La Vergne, TN 37086
(865) 444-6279
Flood insurance agents in La Vergne, Tennessee help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. La Vergne is located in Rutherford County and has areas designated as Special Flood Hazard Areas (SFHAs) by FEMA. Tennessee law requires lenders to mandate flood insurance for properties in high-risk zones with a federally backed mortgage.
What Does a Flood Insurance Agent in La Vergne Cost?
Flood insurance costs in Tennessee vary by property location, elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,000 dollars for a standard home in a moderate-risk zone, but can exceed 4,000 dollars in high-risk areas. Private flood insurance may offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in La Vergne Tennessee?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and many homeowners choose to purchase a policy for protection.
How do I choose a flood insurance agent in La Vergne?
Look for an agent licensed in Tennessee who is knowledgeable about NFIP guidelines and private flood insurance options. Ask about their experience with Rutherford County flood maps and the 30-day waiting period for new NFIP policies.
What is the 30-day waiting period for flood insurance?
NFIP policies typically have a 30-day waiting period after purchase before coverage begins. This is a federal rule, so plan ahead if you are closing on a home or expecting heavy rain. Some private insurers may offer shorter waiting periods.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.