The top-rated flood insurance agent in Coppell, Texas is Erik Slaughter - State Farm Insurance Agent, rated 4.9 stars across 617 reviews. Other highly rated options include Natalie Burkhaulter - State Farm Insurance Agent, David King Insurance Services, LLC, Larry Bender: Allstate Insurance. This directory lists 18 flood insurance agents serving Coppell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Erik Slaughter - State Farm Insurance Agent | 120 S Denton Tap Rd Suite 280 | (972) 956-0011 |
| 2 | Natalie Burkhaulter - State Farm Insurance Agent | 202 W Sandy Lake Rd #102 | (682) 237-5168 |
| 3 | David King Insurance Services, LLC | 549 E Sandy Lake Rd #100 | (972) 393-3311 |
| 4 | Larry Bender: Allstate Insurance | 202 W Sandy Lake Rd Ste 104 | (972) 393-1022 |
| 5 | Willis Morrison - State Farm Insurance Agent | 651 N Denton Tap Rd Ste 110 | (972) 899-6570 |
| 6 | Goosehead - Gutierrez Insurance | 8951 Cypress Waters Blvd #160 | (940) 365-0100 |
| 7 | Farmers Insurance - Andrew Schilkoski | 8951 Cypress Waters Blvd #160 | (972) 379-9623 |
| 8 | Farmers Insurance - Oranneg Velasquez | 230 N Denton Tap Rd #120 | (972) 842-9644 |
| 9 | Mike Robinson Insurance Agency | 4612 Portsmouth Ct | (972) 471-1600 |
| 10 | Goosehead Insurance - Chris Zimmerman | 3401 Olympus Blvd Suite 440 | (972) 445-9577 |
Erik Slaughter - State Farm Insurance Agent serves Coppell, Texas, and the surrounding Dallas County area, specializing in flood insurance policies for homeowners and businesses. The agency helps clients navigate National Flood Insurance Program requirements and private market options to protect against water damage from storms or overflow. Services include tailored coverage assessments for properties in flood zones and claims assistance.
Natalie Burkhaulter, a State Farm Insurance agent in Coppell, TX, offers flood insurance services designed to help property owners protect against water damage from rising waters. She assists clients in evaluating coverage options tailored to flood zone requirements and property risks. Her office also reviews existing policies to ensure adequate protection as conditions change. The agency serves a variety of properties including single-family homes, apartments, retail spaces, and restaurants.
David King Insurance Services, LLC serves homeowners, businesses, and property managers in Coppell, Texas, by offering tailored flood insurance policies. The agency assists clients in understanding flood zone requirements and securing appropriate coverage to protect their properties from water damage. With the region’s susceptibility to severe weather, the agent guides customers through the application process and helps evaluate deductible options. The agency also extends its flood insurance services to nearby communities such as Lewisville within the Dallas-Fort Worth metro area.
Larry Bender: Allstate Insurance serves clients in Coppell, Texas, and the surrounding Dallas-Fort Worth communities, handling flood insurance policies for residential and commercial properties. The agency assists homeowners and business owners with protecting their structures and belongings from water damage caused by rising waters. It typically assesses each property's flood zone risk, explains coverage options under the National Flood Insurance Program, and advises on adequate policy limits for the area to ensure proper protection.
Unlike a one-time policy that only shields against a single storm event, scheduled flood coverage renews annually to protect a property from recurring seasonal risks. Willis Morrison - State Farm Insurance Agent in Coppell, TX reviews community flood zone maps to help clients understand their specific exposure. These policies typically cover structural damage to the building and certain belongings inside. Policies are written on a recurring annual schedule that can be adjusted or canceled as needs change, running on an as-needed basis through the seasonal renewal cycle.
Goosehead - Gutierrez Insurance specializes in securing flood insurance policies for residential and commercial properties in Coppell, Texas. It also offers general insurance guidance to help clients navigate available coverage options and local requirements. Whether a property is in a high-risk flood zone or a lower-risk area, the agency works to find appropriate protection against water damage. During the spring wet season or after a major storm, it helps homeowners and business owners review their current policies to address potential gaps in coverage.
Spring storms in Coppell often bring sudden flash flooding that catches residents unprepared. Farmers Insurance - Andrew Schilkoski helps local homeowners and renters secure coverage against this recurring risk. As a neighborhood flood insurance agent, the company guides clients through policy options that address Coppell’s specific flooding concerns, frequently reviewing elevation maps and local flood zone designations. Each consultation begins with a careful review of the property’s vulnerable areas, leading to a personalized walk-through inspection that identifies potential entry points for water damage.
Farmers Insurance - Oranneg Velasquez in Coppell, TX provides standard property insurance policies for homes and businesses. As a flood insurance agent, the company offers specialized coverage options that protect clients from water damage not included in basic plans. This agent serves local residential property owners seeking financial safeguards against rising waters. For commercial sectors, it can protect offices, warehouses, and food service operations with tailored flood policies to ensure continued operations after a storm event.
Mike Robinson Insurance Agency assists homeowners in Coppell, TX, with securing residential flood insurance policies to protect their properties from potential water damage. The agency also offers commercial flood coverage for local businesses in need of that specific protection. Serving the wider Coppell community, the agent educates clients on the importance of flood coverage even outside high-risk zones. After the initial policy is placed, the agency provides follow-up service and can adjust coverage during regular check-ins between flood seasons to meet changing client needs.
Goosehead Insurance - Chris Zimmerman, based in Coppell, TX, is known for providing personalized flood insurance solutions for residential and commercial properties. The agency guides clients through policy options that protect against flood damage in high-risk and moderate-risk zones. Its service range includes analyzing a property’s flood zone designation and factoring in elevation certificates to determine proper coverage limits. As a specialty service, it can offer expedited policy quotes during the peak hurricane season to help homeowners secure coverage before looming storm threats.
What Does a a Flood Insurance Agent in Coppell Cost?
The cost of flood insurance in Coppell, Texas varies based on flood zone, property elevation, building type, and coverage amount. NFIP policies average around $700 to $1,200 per year for standard coverage, but high-risk properties can exceed $2,500. Private flood insurance may offer lower rates for low-risk homes. This is general information, not insurance advice.
About flood insurance agents in Coppell
Flood insurance agents in Coppell, Texas help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Coppell is located in a flood-prone area near the Elm Fork Trinity River, and many homes may require flood insurance under Texas law or lender requirements. A local agent can explain flood zone designations and policy options specific to Coppell.
Frequently Asked Questions
Do I need flood insurance in Coppell Texas?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and many Coppell homeowners choose to carry a policy for protection.
What does a flood insurance agent in Coppell do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private flood policies, and complete the application process. They also assist with claims questions and policy renewals.
How long does it take to get flood insurance in Texas?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead if you are closing on a home or expecting heavy rains.
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