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Flood Insurance Agents in Live Oak, TX

Compare flood insurance agents in Live Oak. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Live Oak, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 flood insurance agents in Live Oak, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Dawn Dear
7529 N Loop 1604 E Ste 114, Live Oak, TX 78233
(210) 507-2169 agents.farmers.com
RBFCU Insurance Agency LLC
1 IKEA-RBFCU Pkwy, Live Oak, TX 78233
(210) 564-2999 rbfcu.org

Flood insurance agents in Live Oak Texas help homeowners and businesses secure coverage against flood damage. Texas law requires most properties in high-risk flood zones to carry flood insurance if they have a federally backed mortgage. Agents can explain the National Flood Insurance Program and private options available in the Live Oak area.

What Does a Flood Insurance Agent in Live Oak Cost?

Flood insurance costs in Texas vary based on flood zone, property value, and elevation. Typical NFIP premiums range from 700 to 2,000 dollars per year for a single-family home. Private market policies may cost more or less depending on risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Live Oak Texas?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
How do I find a flood insurance agent in Live Oak?
You can search for licensed insurance agents in Live Oak through the Texas Department of Insurance website or ask local real estate professionals for referrals. Many agents offer free quotes and policy reviews.