Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 19 flood insurance agents in McAllen, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance Advisors Agency IAA
2916 N McColl Rd, McAllen, TX 78501
(956) 682-6277
ilovemedicare.com
Verax Insurance Services
5414 N 10th St, McAllen, TX 78504
(956) 928-1236
verax-insurance.com
Freeway Insurance
101 N McColl Rd #9, McAllen, TX 78501
(956) 658-8488
locations.freeway.com
Iglesias Insurance McAllen
4400 Pecan Blvd Suite 50, McAllen, TX 78501
(956) 800-4450
iglesiasinsurance.com
J&M INSURANCE
2711 S 23rd St #4, McAllen, TX 78503
(956) 393-8121
Safe Stop Insurance & Tax Services
309 N Ware Rd Suite A, McAllen, TX 78501
(956) 322-5441
safestopia.com
Aziz Showery Insurance Agency Inc. DBA Showery Insurance & Financial Services
1321 Pecan Blvd Suite A, McAllen, TX 78501
(956) 668-7505
showeryins.com
Showery Insurance & Financial Services
1321 Pecan Blvd Suite A, McAllen, TX 78501
(956) 668-7505
showeryins.com
Greenspoint Insurance
520 Lindberg Ave, McAllen, TX 78501
(956) 686-6611
greenspointinsurance.com
1st Hometown Insurance- Sanchez Agency : Auto, Home, Business
2538 Pecan Blvd, McAllen, TX 78501
(956) 687-5830
1sthometowninsurance.com
All Valley Insurance
1016 La Vista Ave A, McAllen, TX 78501
(956) 972-1001
allvalleyinsagency.com
Hope Insurance Agency
514 S 16th St, McAllen, TX 78501
(956) 329-5312
hopeins.us
TEXAS INDEPENDENT INSURANCE BROKERS, LLC MCALLEN, TX.
2901 N 23rd St ste 107, McAllen, TX 78501
(956) 682-3154
letteinsuranceagency.com
SafeGuard Insurance Agency
800 N 10th St, McAllen, TX 78501
(956) 687-1811
safeguardnow.com
Higginbotham - McAllen
1400 N McColl Rd # 105, McAllen, TX 78501
(956) 682-9423
higginbotham.com
Insurance Solutions
3200 N 23rd St, McAllen, TX 78501
(956) 687-1717
Dependable Insurance Agency
4108 N 10th St, McAllen, TX 78504
(214) 617-5160
5 Star Insurance Agency, LLC
107 E Pecan Blvd B, McAllen, TX 78501
(956) 683-9277
5starinsurancergv.com
Farmers Insurance
6624 N 10th St D, McAllen, TX 78504
(956) 287-3762
agents.farmers.com
What Does a Flood Insurance Agent in McAllen Cost?
Flood insurance costs in Texas vary by property location, elevation, and coverage amount. For an NFIP policy in McAllen, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private flood insurance may offer lower rates for low-risk properties or higher limits. Costs also depend on the flood zone and the deductible you choose. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in McAllen Texas?
If your home is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by Texas law and federal regulations. Even if not required, many McAllen residents buy policies because heavy rain and flash floods can occur outside mapped zones.
How does a flood insurance agent help with claims in Texas?
An agent can guide you through the claims process after a flood, including documenting damage and meeting the 60-day deadline to file a proof of loss under the NFIP. They do not adjust claims but can explain your policy details and coverage limits.
What is the waiting period for flood insurance in Texas?
NFIP policies have a standard 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods in some cases. This means you cannot buy a policy right before a storm and expect immediate coverage.