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Directory of flood insurance agents in Saginaw, Texas. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Saginaw, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 7 flood insurance agents in Saginaw, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steven Barber - State Farm Insurance Agent
209 Belmont St, Saginaw, TX 76179
(817) 238-2265
stevenbarberinsurance.com
Farmers Insurance - Lori Hernandez
1029 N Saginaw Blvd E5, Saginaw, TX 76179
(682) 324-9400
agents.farmers.com
Kirk Bonds Insurance
128 N Saginaw Blvd #500, Saginaw, TX 76179
(817) 232-1511
kirkbondsinsurance.com
Korey Klugman: Allstate Insurance
113 W Green St Ste 200, Saginaw, TX 76179
(817) 769-3760
agents.allstate.com
Farmers Insurance - Michael Palmer
424 Belmont St, Saginaw, TX 76179
(817) 546-0282
agents.farmers.com
Farmers Insurance - Cecelia Fierro
124 W McLeroy Blvd suite c, Saginaw, TX 76179
(682) 841-4408
agents.farmers.com
Chambers Bay Insurance - Romero Agency
330 S Blue Mound Rd Ste 332, Saginaw, TX 76131
(817) 230-4063
Flood insurance agents in Saginaw, Texas help property owners secure coverage through the National Flood Insurance Program and private insurers. Saginaw is located in Tarrant County, where flood zones are designated by FEMA and local regulations may require coverage for properties in high-risk areas. An agent can explain the 30-day waiting period for NFIP policies and how Texas law affects your flood insurance options.
What Does a Flood Insurance Agent in Saginaw Cost?
The cost of flood insurance in Saginaw, Texas typically ranges from $500 to $2,000 per year for an NFIP policy, depending on the property's flood zone, elevation, and coverage amount. Private flood insurance may cost more or less based on risk assessment and coverage limits. Premiums can also be affected by the property's compliance with local floodplain management ordinances in Tarrant County. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Saginaw Texas?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur from heavy rain or drainage issues, so many homeowners choose to carry a policy.
How do I find a flood insurance agent in Saginaw?
You can search for licensed agents in Saginaw through the Texas Department of Insurance website or ask local real estate professionals for referrals. Many agents offer quotes for both NFIP and private flood insurance policies.
What is the waiting period for flood insurance in Texas?
Standard NFIP policies have a 30-day waiting period from the date of purchase before coverage begins. Private insurers may have different waiting periods, so ask your agent about timing when you buy a policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.