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Directory of flood insurance agents in Schertz, Texas. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Schertz, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 9 flood insurance agents in Schertz, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nate Obregon - State Farm Insurance Agent
6000 FM3009 Ste 204, Schertz, TX 78154
(210) 460-4951
natefromsf.com
Bill Hicks - State Farm Insurance Agent
210 FM78, Schertz, TX 78154
(210) 658-4642
billhicksinsurance.com
Cindy Deschamps: Allstate Insurance
1420 Schertz Pkwy Ste 230, Schertz, TX 78154
(210) 656-1462
agents.allstate.com
Farmers Insurance - Natascha Reynoso
6051 FM3009 Ste 246, Schertz, TX 78154
(210) 797-7197
agents.farmers.com
Steven Garza - State Farm Insurance Agent
1996 Schertz Pkwy Suite 404, Schertz, TX 78154
(210) 658-6264
stevengarzainsurance.com
Joel Munis: Allstate Insurance
908 FM3009, Schertz, TX 78154
(210) 566-4440
agents.allstate.com
CIA (Colombo Insurance Agency)
611 Main St, Schertz, TX 78154
(210) 966-0601
colomboins.com
Laskowski Insurance Agency
17305 I-35 N #134, Schertz, TX 78154
(210) 828-2265
laskowskiinsurance.com
Farmers Insurance - Jacqueline Cruz
1996 Schertz Pkwy Ste 203, Schertz, TX 78154
(210) 890-8008
agents.farmers.com
Flood insurance agents in Schertz Texas help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Texas law requires flood insurance disclosures for properties in high-risk zones. Schertz is near Cibolo Creek, so many properties face moderate to high flood risk.
What Does a Flood Insurance Agent in Schertz Cost?
In Texas, flood insurance through the NFIP typically costs between 700 and 2,500 dollars per year for a standard single-family home. Private market policies may be cheaper or more expensive depending on risk. Costs vary by property elevation, flood zone, and coverage amount. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Schertz Texas?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you must carry flood insurance. Even outside high-risk zones, flooding is possible. Many Schertz residents choose coverage for peace of mind.
How long does it take to get a flood insurance policy in Schertz?
Most NFIP policies have a 30-day waiting period before coverage begins. Private insurers may have shorter or no waiting periods. Plan ahead if you are closing on a home or expecting heavy rain.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.