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Looking for a flood insurance agent in Universal City? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Universal City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 5 flood insurance agents in Universal City, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acrisure Universal City, TX (Liberatore Insurance Group, LLC.)
2060 Universal City Blvd suite b, Universal City, TX 78148
(210) 945-8999
acrisure.com
A-MAX Auto Insurance
506 Pat Booker Rd, Universal City, TX 78148
(210) 566-7000
amaxinsurance.com
Rollo Insurance
25 Meadowland, Universal City, TX 78148
(210) 756-5542
rolloinsurance.com
Mind Fresh Insurance Texas
2318 Pat Booker Rd, Universal City, TX 78148
(210) 988-6746
Desert West Insurance Agency, Inc.
320 Kitty Hawk Rd, Universal City, TX 78148
(210) 566-1986
desertwestinsurance.com
Flood insurance agents in Universal City, Texas help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Universal City is located in Bexar County, which has experienced flood events from storms and flash flooding. Texas law requires lenders to mandate flood insurance for properties in high-risk flood zones, making an agent essential for compliance and protection.
What Does a Flood Insurance Agent in Universal City Cost?
Typical flood insurance costs in Texas for a standard NFIP policy range from 700 to 2,000 dollars annually for a single-family home, though rates can be higher in high-risk zones. Factors like elevation, building age, and deductible choice affect the premium. Private flood insurance may offer lower or higher rates depending on the provider. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Universal City Texas?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and an agent can help you assess your risk.
What does a flood insurance agent do in Universal City?
A flood insurance agent evaluates your property's flood risk, explains NFIP and private policy options, and helps you choose coverage limits. They also assist with filing claims and understanding Texas-specific flood disclosure requirements.
How much does flood insurance cost in Universal City Texas?
Costs vary based on flood zone, elevation, and coverage amount. NFIP policies in Texas typically range from 700 to 2,000 dollars per year for standard residential coverage, but high-risk properties may pay more. Private policies can offer different rates.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.