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HomeFlood Insurance AgentsUtah › Cedar City

Find Flood Insurance Agents Near You in Cedar City, UT

Browse flood insurance agents serving Cedar City, Utah. Updated 2026-07-14.

The top-rated flood insurance agent in Cedar City, Utah is Seth Porter - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Dixie Leavitt Agency, Amy Carter - State Farm Insurance Agent, Wahweap Insurance and Financial. This directory lists 20 flood insurance agents serving Cedar City.

Showing 20 flood insurance agents in Cedar City, UTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Seth Porter - State Farm Insurance Agent118 W 200 S(435) 586-4467
2Dixie Leavitt Agency115 N Main St(435) 586-9463
3Amy Carter - State Farm Insurance Agent2092 Cross Hollow Rd A(435) 586-2797
4Wahweap Insurance and Financial1233 Sage Dr c(435) 586-5904
5JRI Insurance1233 Sage Dr c(435) 586-1399
6Leavitt Group Enterprises136 W University Blvd(435) 586-6553
7Landon Eldredge: Financial Professional1233 Sage Dr c(435) 586-5904
8Farmers Insurance - Roger Olcott444 S Main St Ste B1(435) 586-4600
9Iron Desert Insurance2460 UT-56 STE 3(435) 267-2040
10Creamer Insurance Inc51 E 400 N(435) 586-4377
SP
118 W 200 S
Seth Porter - State Farm Insurance Agent
Flood Insurance Agent · Cedar City, UT

Seth Porter - State Farm Insurance Agent serves the Cedar City, Utah metro area and offers flood insurance coverage for local homeowners and renters. Flood damage from heavy rainfall or snowmelt can affect properties throughout the region, and this agency helps clients secure appropriate policies to protect their structures and belongings. Policies are tailored to individual risk levels and property types available in this zone. This agent handles both residential flood insurance and commercial flood insurance for small businesses in the region.

DL
115 N Main St
Dixie Leavitt Agency
Flood Insurance Agent · Cedar City, UT

Dixie Leavitt Agency provides flood insurance services and policy adjustments for properties in the Cedar City area. It assists clients in understanding coverage options and requirements through a straightforward consultation process. The agency works to maintain up-to-date policies for existing customers while guiding new clients through risk assessments. Services extend to single-family homes, apartments, retail, and restaurants, ensuring various property types receive appropriate flood protection.

AC
2092 Cross Hollow Rd A
Amy Carter - State Farm Insurance Agent
Flood Insurance Agent · Cedar City, UT

Homeowners, businesses, and property managers in Cedar City, Utah, can consult Amy Carter’s State Farm Insurance agency for flood insurance coverage. The agency assists clients in understanding their flood risk and selecting policies that meet local requirements. It works with landlords protecting rental properties and homeowners guarding against seasonal flooding. Customized consultations help determine appropriate coverage levels. The agency also serves residents and commercial property owners in the neighboring community of Enoch and throughout the greater Cedar City metropolitan area.

WI
1233 Sage Dr c
Wahweap Insurance and Financial
Flood Insurance Agent · Cedar City, UT

Wahweap Insurance and Financial, located in Cedar City, UT, distinguishes between offering a single flood insurance policy for a specific event and establishing an ongoing service relationship to manage annual renewal and coverage updates. Their services help property owners secure protection against flood damage as required by mortgage lenders or for personal risk management. Coverage options are explained based on federal flood maps and local catchment area risks, ensuring clients understand their exposure. Service runs on a one-time, scheduled, or as-needed basis depending on client preference.

JI
1233 Sage Dr c
JRI Insurance
Flood Insurance Agent · Cedar City, UT

JRI Insurance provides flood insurance coverage in Cedar City and surrounding Iron County communities, including Enoch, Parowan, and Brian Head. The agency handles policies required by lenders and voluntary protection for homeowners and renters seeking coverage against flood damage. To manage a typical job, it evaluates property flood zone designations, explains available policy limits and deductibles, then assists with completing the required documentation and binding the coverage through the National Flood Insurance Program.

LG
136 W University Blvd
Leavitt Group Enterprises
Flood Insurance Agent · Cedar City, UT

As a dedicated flood insurance agent, Leavitt Group Enterprises offers specialized policy guidance and risk assessment services for properties in Cedar City, UT. Its general service work includes helping homeowners and business owners understand their coverage options for flood damage. This company specifically assists clients with preparing for spring runoff and flash flood events common to the area, ensuring adequate protection against sudden water damage during wet seasons.

LE
1233 Sage Dr c
Landon Eldredge: Financial Professional
Flood Insurance Agent · Cedar City, UT

Spring flash flooding and summer monsoon storms in Cedar City can create sudden financial risk for homeowners and renters. Landon Eldredge: Financial Professional provides guidance on flood insurance policies that cover structural damage from rising water. Clients learn about National Flood Insurance Program options as well as private market solutions tailored to local flood zones. The process begins with a property risk consultation and an inspection of the home's elevation and drainage conditions.

FI
444 S Main St Ste B1
Farmers Insurance - Roger Olcott
Flood Insurance Agent · Cedar City, UT

Farmers Insurance - Roger Olcott assists property owners in Cedar City, UT, with securing coverage for their residential and commercial structures. The agency specializes in flood insurance, helping clients protect against water damage from heavy rains or snowmelt common in the region. It offers tailored policies to meet individual needs, with options for both single-family homes and rental properties. The agent’s work also covers commercial sectors, including offices, warehouses, and food service establishments that require specific risk assessments.

ID
2460 UT-56 STE 3
Iron Desert Insurance
Flood Insurance Agent · Cedar City, UT

Iron Desert Insurance provides residential flood insurance for properties throughout Cedar City, adapting policies to local weather and floodplain conditions. Commercial flood coverage is also available for businesses needing asset protection. The agency serves Cedar City and surrounding Iron County communities with detailed policy explanations and claims guidance. Clients appreciate the thorough annual policy reviews during renewal periods, and the agency follows up after major weather events to adjust coverage before regular visits resume.

CI
51 E 400 N
Creamer Insurance Inc
Flood Insurance Agent · Cedar City, UT
AB
337 S Main St #220
Aaron Bonham Agency
Flood Insurance Agent · Cedar City, UT
(435) 865-2761
americannational.com/wps/portal/agent
TT
412 W 200 N
Tavo Tax & Insurance
Flood Insurance Agent · Cedar City, UT
(435) 865-6615
tavotaxinsurance.com
AS
970 Sage Dr #113
Andrew Springer American Family Insurance
Flood Insurance Agent · Cedar City, UT
(435) 865-6444
amfam.com/agents/utah/cedar-city/Andrew-Springer
CL
164 W Center St
Chris Lunt Insurance
Flood Insurance Agent · Cedar City, UT
(435) 586-8989
MH
297 N Cove Dr
McKennan Hansen
Flood Insurance Agent · Cedar City, UT
(435) 592-2021
mckennanhansen.com
BI
1289 S Interstate Dr Suite 200
Beehive Insurance
Flood Insurance Agent · Cedar City, UT
(435) 586-2211
beehiveinsurance.com
IS
195 W 600 S
Insurance Specialists of Utah
Flood Insurance Agent · Cedar City, UT
(435) 250-4637
linalindsey63.wixsite.com/insurance-specialist
MA
95 W Harding Ave #B
Mountain America Insurance
Flood Insurance Agent · Cedar City, UT
(866) 295-0169
macu.com/insurance
SI
444 S Main St
SourceOne Insurance
Flood Insurance Agent · Cedar City, UT
(435) 216-3050
soneins.com
TI
337 S Main St #220
Taylored Insurance LLC
Flood Insurance Agent · Cedar City, UT
(435) 704-1852
americannational.com/wps/portal/agent

What Does a a Flood Insurance Agent in Cedar City Cost?

Flood insurance costs in Cedar City vary based on flood zone, building elevation, and coverage amount. An NFIP policy for a moderate-risk home might cost between 500 and 1,500 dollars per year, while high-risk properties can exceed 2,500 dollars. Private insurers may offer lower rates for low-risk homes. This is general information, not insurance advice.

About flood insurance agents in Cedar City

Flood insurance agents in Cedar City, Utah help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Cedar City sits near Coal Creek and faces flash flood risks during monsoon season. Utah law does not mandate flood insurance, but lenders often require it for properties in Special Flood Hazard Areas.

Frequently Asked Questions

Do I need flood insurance in Cedar City Utah?

Flood insurance is not required by Utah state law, but your mortgage lender may require it if your property is in a FEMA-designated Special Flood Hazard Area. Even outside high-risk zones, flash floods can occur, so many residents choose coverage for peace of mind.

How do I find a flood insurance agent in Cedar City?

You can search for licensed insurance agents in Cedar City who offer flood policies through the National Flood Insurance Program or private carriers. Check the Utah Insurance Department website to verify an agents license and look for agents who specialize in property insurance.

What does flood insurance cover in Utah?

Standard flood insurance from the NFIP covers building structure and contents up to policy limits, including damage from rising water or flash floods. It does not cover basement improvements or items kept in basements. Private flood policies may offer broader coverage.

Flood Insurance Agents in Other Utah Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.