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Showing 2 flood insurance agents in Centerville, UT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul Howell - State Farm Insurance Agent
146 W Parrish Ln, Centerville, UT 84014
(801) 683-8276
paulhowellinsurance.com
MJ Martinez Insurance Agency
35 W 50 S Suite 110, Centerville, UT 84014
(385) 393-4905
myutahinsurancebroker.com
What Does a Flood Insurance Agent in Centerville Cost?
The cost of flood insurance in Centerville Utah varies by property elevation, flood zone, and coverage amount. An NFIP policy for a single-family home in a moderate-risk zone may cost around 700 to 1,200 dollars per year. Properties in high-risk zones or with basements can see premiums of 2,000 dollars or more. Private flood insurance may offer different pricing and higher limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Centerville Utah?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, agents can help you buy a policy to protect against flash floods or storm runoff common along the Wasatch Front.
How do I find a flood insurance agent in Centerville?
You can search for independent insurance agents in Centerville who are licensed in Utah and offer flood policies. Many local agencies work with the National Flood Insurance Program and private insurers to provide quotes and coverage options.
What does flood insurance cover in Utah?
A standard NFIP policy covers building property and contents for damage from rising water. It does not cover basement improvements or items in basements. Agents can explain coverage limits and exclusions specific to your property in Davis County.