Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Vermont before hiring.
Showing 8 flood insurance agents in Middlebury, VT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carter Insurance Agency, LLC
1396 US-7, Middlebury, VT 05753
(802) 385-1189
dewittblake.com
Jim Soriano - State Farm Insurance Agent
57 Court St, Middlebury, VT 05753
(802) 388-3276
insuringvermont.com
Co-operative Insurance Companies
292 Colonial Dr, Middlebury, VT 05753
(800) 388-6638
co-opinsurance.com
Laberge Insurance Inc
1 Washington St, Middlebury, VT 05753
(802) 388-2772
labergeinsurance.com
The Richards Group
152 Maple St UNIT 203, Middlebury, VT 05753
(802) 254-6016
therichardsgrp.com
Holden Financial Services, Inc
94 Court St, Middlebury, VT 05753
(802) 388-4992
Bourdon Insurance Agency, Inc.
48 Merchants Row, Middlebury, VT 05753
(802) 388-4837
Green Mountain Insurance & Retirement Solutions - Vermont
48 Merchants Row, Middlebury, VT 05753
(802) 233-0170
aplanfortomorrow.com
What Does a Flood Insurance Agent in Middlebury Cost?
The cost of flood insurance in Vermont varies based on flood zone, property elevation, and coverage amount. NFIP policies typically cost between $700 and $2,000 per year for a standard home in Middlebury. Private flood insurance may offer lower rates or higher limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Middlebury Vermont?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur and coverage is recommended.
What does a flood insurance agent in Middlebury do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can also explain coverage limits, deductibles, and waiting periods.
How long does it take for flood insurance to start in Vermont?
NFIP policies have a 30-day waiting period from the date of application before coverage begins. Private insurers may have different waiting periods, so plan ahead.