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Find Flood Insurance Agents in Milton, VT

Compare flood insurance agents in Milton. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Milton, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Vermont before hiring.
Showing 4 flood insurance agents in Milton, VT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kinney Insurance Agency
4 Merrill Ln #101, Milton, VT 05468
(802) 372-8804 kinneyins.com
Cheeseman Insurance Group
30 Main St, Milton, VT 05468
(802) 861-4800 cheesemaninsurancegroup.com
Barsalow Insurance
160 River St, Milton, VT 05468
(802) 893-2660 barsalowinsurance.com
Cruz Insurance Agency
684 W Milton Rd, Milton, VT 05468
(802) 488-0417 cruzinsurancevermont.com

Flood insurance agents in Milton, Vermont help homeowners and businesses secure coverage through the National Flood Insurance Program. Milton is located near Lake Champlain and the Lamoille River, making flood risk a key concern for many properties. Vermont law requires lenders to mandate flood insurance for properties in high-risk flood zones, and an agent can guide you through the process.

What Does a Flood Insurance Agent in Milton Cost?

The cost of flood insurance in Vermont typically ranges from 500 to 2,500 dollars per year for an NFIP policy, depending on your property's flood zone, elevation, and coverage amount. Private flood insurance may cost more or less based on risk. Actual premiums vary by situation. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Milton do?
A flood insurance agent helps you assess your flood risk, determine the correct coverage amount, and apply for a policy through the NFIP or a private insurer. They can also explain Vermont-specific floodplain management rules and elevation certificate requirements.
Do I need flood insurance in Milton Vermont?
Flood insurance is required by federal law if your property is in a high-risk flood zone and you have a mortgage from a federally regulated lender. Even if not required, many Milton properties near water benefit from flood coverage because standard homeowners insurance does not cover flood damage.
How do I get an elevation certificate for flood insurance in Milton?
An elevation certificate is a document that shows your property's elevation relative to the base flood elevation. Your flood insurance agent can help you find a licensed surveyor in Vermont to prepare this certificate, which may reduce your premium if your home is built above the flood level.