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Compare Flood Insurance Agents in Lorton, VA

Directory of flood insurance agents in Lorton, Virginia. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Lorton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 3 flood insurance agents in Lorton, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Casey Whitmarsh - State Farm Insurance Agent
7217 Lockport Pl Ste 100, Lorton, VA 22079
(703) 372-1964 caseywhitmarsh.com
Flood Expert
9201 Gilmore Dr, Lorton, VA 22079
(202) 922-8118 floodexpertus.com
Mohammed Ali: Allstate Insurance
8253 Backlick Rd N, Lorton, VA 22079
(703) 313-0011 agents.allstate.com

Flood insurance agents in Lorton, Virginia help property owners secure coverage through the National Flood Insurance Program or private insurers. Lorton sits near the Occoquan River and Belmont Bay, making flood risk awareness important for local homeowners. Virginia law requires lenders to mandate flood insurance for properties in high-risk flood zones, so working with a local agent ensures you meet these requirements.

What Does a Flood Insurance Agent in Lorton Cost?

Flood insurance costs in Lorton vary based on flood zone, elevation, and coverage amount. NFIP policies average 700 to 1200 dollars per year for standard coverage, but properties in high-risk zones may pay 2000 dollars or more. Private flood insurance can sometimes offer lower rates for low-risk properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Lorton Virginia?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, Virginia agents often recommend coverage because 25 percent of flood claims come from low-to-moderate risk areas.
How do I find a flood insurance agent in Lorton?
You can search the NFIP agent locator or ask local real estate professionals for referrals. A Lorton agent who knows Fairfax County flood maps can help you compare NFIP and private flood policies to find suitable coverage.