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Find Flood Insurance Agents Near You in Staunton, VA

Directory of flood insurance agents in Staunton, Virginia. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Staunton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 17 flood insurance agents in Staunton, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Staley Insurance Agency, Inc.
2013 N Augusta St, Staunton, VA 24401
(540) 885-8858 staleyprotects.com
Hammond Insurance Services
5 E Beverley St, Staunton, VA 24401
(540) 442-8486 hammond-insurance.com
Tim Baker: Allstate Insurance
1217 Barterbrook Rd, Staunton, VA 24401
(540) 886-9397 agents.allstate.com
Valley Trust Insurance Group
500 Commerce Rd, Staunton, VA 24401
(540) 885-5531 valleytrustinsurance.com
Bev Cundiff - State Farm Insurance Agent
219 Edgewood Rd, Staunton, VA 24401
(540) 885-8941 bevcundiff.com
Bearing Insurance
110 W Johnson St Suite 100, Staunton, VA 24401
(540) 886-3456 bearinginsurance.com
Rob Shirley - State Farm Insurance Agent
101 Red Oaks Dr, Staunton, VA 24401
(540) 885-0804 robshirleyagency.com
Bradley Insurance Services Inc
1427 N Augusta St, Staunton, VA 24401
(540) 885-5126 bradley-insurance.com
LD&B Insurance and Financial Services - Staunton
220 Frontier Dr #6, Staunton, VA 24401
(540) 885-5009 ldbinsurance.com
Augusta Mutual Insurance Company
13 Idlewood Blvd, Staunton, VA 24401
(540) 885-5127 augustamutual.com
United Insurance Group
530 Lee Hwy, Staunton, VA 24401
(540) 315-3869
Goat Planning Insurance
925 Trout St, Staunton, VA 24401
(540) 300-6690 goatplanning.com
Best Cover Insurance Services
2280 N Augusta St, Staunton, VA 24401
(540) 554-1611
Nationwide Insurance: Huffman Insurance Agencies Inc.
703 N Coalter St, Staunton, VA 24401
(540) 885-8189 agency.nationwide.com
Nationwide Insurance: John Burnett Insurance Agency, Inc.
157 Greenville Ave, Staunton, VA 24401
(540) 885-8015 agency.nationwide.com
New York Life
1416 Churchville Ave D, Staunton, VA 24401
(239) 288-0439 newyorklife.com
Shenandoah Valley Insurance Group
856 Statler Blvd, Staunton, VA 24401
(540) 849-4720 shenandoahvalleyinsurancegroup.com

Flood insurance agents in Staunton Virginia help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Virginia law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Staunton sits near the Shenandoah River and several creeks, making flood awareness important for many homeowners and businesses.

What Does a Flood Insurance Agent in Staunton Cost?

Flood insurance costs in Virginia vary by property location elevation and coverage amount. Typical annual premiums range from 500 to 2000 dollars for standard NFIP policies in low to moderate risk areas. Higher risk zones can see premiums of 2000 to 5000 dollars or more. Private insurers may offer different rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Staunton Virginia?
Flood insurance is required for properties in Special Flood Hazard Areas if the owner has a mortgage from a federally regulated lender. Even outside these zones, an agent can help you consider optional coverage.
What does a flood insurance agent do in Staunton?
A flood insurance agent evaluates your property risk, explains NFIP and private policy options, and helps you complete the required elevation certificate if needed. They also assist with claims after a flood event.
How does Virginia law affect flood insurance policies?
Virginia follows NFIP guidelines for federally backed mortgages. State law also requires sellers to disclose known flood risks to buyers. An agent can explain how these rules apply to your situation.