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Find Flood Insurance Agents in Mercer Island, WA

Browse flood insurance agents serving Mercer Island, Washington. Contact information and addresses listed below.

8 agents listed
Updated May 2026
Mercer Island, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 8 flood insurance agents in Mercer Island, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tim Cashman - State Farm Insurance Agent
7650 SE 27th St Ste 132, Mercer Island, WA 98040
(206) 232-1024 cashmanteam.com
Anchor Marine Underwriters Inc
2731 77th Ave SE UNIT 207, Mercer Island, WA 98040
(206) 273-6996 anchormarineinsurance.com
Prime insurance WA
3018 78th Ave SE, Mercer Island, WA 98040
(206) 202-5632 benzikry.com
All-Pro Risk Management Inc.
3047 78th Ave SE #202, Mercer Island, WA 98040
(206) 230-0111 allprorisk.com
Consultant Insurance LLC
8015 SE 28th St, Mercer Island, WA 98040
(206) 309-9156
Hayk Tadevosyan - State Farm Insurance Agent
2731 77th Ave SE #206, Mercer Island, WA 98040
(206) 232-1000 insurancekirkland.com
Heffernan Insurance Brokers
8015 SE 28th St #214, Mercer Island, WA 98040
(800) 437-0045 heffins.com
Baumgartner Insurance
4851 90th Pl SE, Mercer Island, WA 98040
(206) 232-0783 niehlinsurance.com

Flood insurance agents in Mercer Island help homeowners and businesses secure coverage through the National Flood Insurance Program and private carriers. Washington state law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can explain local flood maps and assist with policy options tailored to Mercer Islands unique island geography and Lake Washington shoreline.

What Does a Flood Insurance Agent in Mercer Island Cost?

Typical flood insurance costs in Washington range from $700 to $2,500 per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less. Premiums for Mercer Island properties near Lake Washington can be higher due to elevated flood risk. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance on Mercer Island?
If your property lies in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, agents often recommend coverage because heavy rain and rising lake levels can cause damage.
What does a flood insurance agent do in Washington?
An agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with filing claims. They can also review your propertys elevation certificate to ensure accurate premiums under Washington insurance regulations.