Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 9 flood insurance agents in Spokane Valley, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Spokane Valley Insurance
11017 E Sprague Ave Suite B, Spokane Valley, WA 99206
(509) 928-1234
spokanevalleyinsurance.net
Associated Agents Group
626 N Mullan Rd, Spokane Valley, WA 99206
(509) 295-2291
aagi.us
Empire Insurance Brokers
708 N Argonne Rd Suite 8bm, Spokane Valley, WA 99212
(509) 922-4636
eibnow.com
Starr & Brown
11707 E Sprague Ave Ste 105, Spokane Valley, WA 99206
(509) 928-2121
starrbrown.com
Inland Northwest Insurance
12319 E Broadway Ave, Spokane Valley, WA 99216
(509) 892-6373
inlandnwi.com
HUB International
200 N Argonne Rd, Spokane Valley, WA 99212
(509) 891-1000
hubinternational.com
Capital Insurance
1112 S Pines Rd, Spokane Valley, WA 99206
(509) 324-1398
capitalinsgrp.com
Lauren Gurske Insurance Agency ⋯ Farmers Insurance
9119 E Boone Ave, Spokane Valley, WA 99206
(509) 921-8966
lgurskeagency.com
Doty & Giles Insurance
1213 N Pines Rd #100, Spokane Valley, WA 99206
(509) 924-7755
doty.com
What Does a Flood Insurance Agent in Spokane Valley Cost?
In Washington, flood insurance through the NFIP typically costs between 700 and 2,000 dollars per year for a standard home policy. Private market rates can vary from 500 to 5,000 dollars depending on flood zone, elevation, and coverage amount. Costs are higher for properties in high-risk zones like Zone AE along the Spokane River. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Spokane Valley?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside these zones, flooding can occur from heavy rain or snowmelt in the Spokane River basin.
What does a flood insurance agent do in Washington?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also assist with elevation certificates and claims filing after a flood event.