ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse flood insurance agents serving Morgantown, West Virginia. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Morgantown, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 19 flood insurance agents in Morgantown, WV
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Parker Hall - State Farm Insurance Agent
1000 Parkway Dr, Morgantown, WV 26501
(304) 296-2228
parkerhallinsurance.com
Dynamic Insurance Group
6000 Coombs Farm Dr #202a, Morgantown, WV 26508
(304) 241-5788
dynamicinsurancegroup.com
Lori Vance - State Farm Insurance Agent
6106 Mid Atlantic Dr, Morgantown, WV 26508
(304) 594-9873
lorivance.net
Davis Insurance Advisors
179 Holland Ave, Morgantown, WV 26501
(304) 296-5481
davisinsuranceadvisors.com
Leanna Smith at Comparion Insurance Agency
125 Granville Sq Suite 105, Morgantown, WV 26501
(681) 233-6013
comparioninsurance.com
Jeremy D. Radabaugh: Allstate Insurance
1775 Grafton Rd, Morgantown, WV 26508
(304) 777-2453
agents.allstate.com
Jason Gallagher - State Farm Insurance Agent
3130 Collins Ferry Rd, Morgantown, WV 26505
(304) 212-4520
insurewv.biz
Insurance Centers Inc.
449 Fortress Blvd, Morgantown, WV 26508
(304) 292-9645
insurancecenters.com
Duane White: Allstate Insurance
1756 Mileground Rd C, Morgantown, WV 26505
(304) 291-5110
agents.allstate.com
Goff Insurance Services
3280 University Ave # 4, Morgantown, WV 26505
(304) 599-9500
goffinsuranceservices.com
Talerico Insurance Agency, LLC
1275 Stewartstown Rd # 100, Morgantown, WV 26505
(304) 599-1416
talericoinsurance.com
Blue Ridge Risk Partners
250 Scott Ave #102, Morgantown, WV 26508
(304) 599-3445
blueridgeriskpartners.com
aAlpha Agencies LLC
1756 Mileground Rd STE A, Morgantown, WV 26505
(304) 225-5300
aalphaagencies.com
High Choice Insurance WV
511 Burroughs Street, Morgantown, WV 26505
(304) 202-3339
Paradise Insurance LLC
1301 University Ave, Morgantown, WV 26505
(304) 606-4936
Commercial Insurance LLC
150 Clay St, Morgantown, WV 26501
(304) 202-3297
United Security Agency
486 Old Cheat Rd, Morgantown, WV 26508
(304) 594-9370
unitedsecurityagency.com
Bond Insurance
486 Old Cheat Rd, Morgantown, WV 26508
(304) 599-0500
bondins.com
Talerico Insurance Llc
442 Mansfield Ave, Morgantown, WV 26505
(304) 599-1416
talericoinsurance.com
Flood insurance agents in Morgantown help property owners navigate National Flood Insurance Program policies and private flood coverage. West Virginia law requires flood insurance disclosures for properties in Special Flood Hazard Areas. Local agents understand Monongahela River flood risks and FEMA map updates for Monongalia County.
What Does a Flood Insurance Agent in Morgantown Cost?
Flood insurance costs in West Virginia vary by flood zone, elevation, and building value. NFIP rates average around $700 to $1,200 per year for standard policies in moderate-risk areas. High-risk zones in Morgantown may see premiums from $1,500 to $4,000 annually. Private market options can offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Morgantown West Virginia?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, many agents recommend coverage due to local flash flooding risks.
How do I find a flood insurance agent in Morgantown?
You can search the NFIP agent locator or contact local independent insurance agencies. Many agents in Morgantown are familiar with West Virginia flood maps and can help you compare NFIP and private policy options.
What does a flood insurance policy cover in West Virginia?
Standard NFIP policies cover building damage and contents up to policy limits. West Virginia law does not mandate additional state-specific coverage, but agents can advise on flood-related exclusions like basement improvements.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Morgantown who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of West Virginia.