The top-rated flood insurance agent in Superior, Wisconsin is Matt Thoreson - State Farm Insurance Agent, rated 4.7 stars across 55 reviews. Other highly rated options include Lori Ronchi American Family Insurance, Reliable Insurance Agency, Dwight Swanstrom Co. This directory lists 13 flood insurance agents serving Superior.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Thoreson - State Farm Insurance Agent | 2202 E 2nd St Suite 607 | (715) 395-6083 |
| 2 | Lori Ronchi American Family Insurance | 2305 E 5th St | (715) 395-1777 |
| 3 | Reliable Insurance Agency | 515 Belknap St | (715) 718-5900 |
| 4 | Dwight Swanstrom Co | 1908 Iowa Ave | (715) 392-5177 |
| 5 | Nick Korhonen American Family Insurance | 10 N 21st St | (715) 394-2882 |
| 6 | Holden Insurance Agency, Inc. | 823 Belknap St Suite 121 | (715) 394-7741 |
| 7 | Sentry Insurance | 1516 Hughitt Ave | (608) 535-6003 |
| 8 | Field & Connolly Ltd | 1317 Tower Ave | (715) 392-9829 |
| 9 | Farmers Insurance - Brett Potaracke | 1225 Tower Ave Suite 218 | (715) 514-4006 |
| 10 | Bob Blake - State Farm Insurance Agent | 1501 Tower Ave | (715) 394-4499 |
Matt Thoreson - State Farm Insurance Agent serves the Superior, Wisconsin area and provides flood insurance policies to local homeowners and businesses. Flood insurance can help protect properties from water damage caused by heavy rains, snowmelt, or storm surges near Lake Superior. The agency helps clients understand federal flood program requirements and coverage options for their specific structures. This agency handles policy quotes for residential flood coverage and assists with filing claims after flood events occur.
Lori Ronchi American Family Insurance offers flood insurance policies for properties located in Superior, Wisconsin, where seasonal rains and snowmelt create flood risks. Its services include policy setup to help property owners obtain National Flood Insurance Program coverage. Maintenance plans involve annual reviews to adjust coverage based on changing flood maps or property values. The agency services single-family homes, apartments, retail spaces, and restaurants needing protection against water damage.
Reliable Insurance Agency serves homeowners, businesses, and property managers in Superior, Wisconsin, who require flood insurance protection. The agency specializes in helping clients understand their flood risk and secure appropriate coverage for residential and commercial structures. It assists with policy selection based on local flood zone maps and individual property needs. Providing guidance through the application process is a standard part of its work. The agent also covers nearby communities in the Duluth metro area, including parts of Douglas County outside the city limits.
Dwight Swanstrom Co serves Superior, Wisconsin, and surrounding communities along the Lake Superior south shore with flood insurance policies. The agency handles residential and commercial flood coverage, including policies from the National Flood Insurance Program. Clients in high-risk flood zones benefit from local guidance through the application and renewal process. Every case is assessed by reviewing local flood maps and property elevation data to determine the most appropriate coverage limits.
Homeowners in Superior, Wisconsin, can choose between a one-time consultation on flood risk or an ongoing relationship with an agent who adjusts coverage as flood zones change. Flood insurance policies typically protect structures and belongings from rising waters and related damage, which standard homeowners insurance excludes. Nick Korhonen American Family Insurance specializes in these distinct policies for local properties. This service runs on an as-needed basis, allowing clients to request plan reviews before severe weather seasons or flood map updates.
Holden Insurance Agency, Inc. specializes in flood insurance solutions, serving properties and homeowners in Superior, WI, with dedicated guidance through policy options. It assists clients in understanding flood risk, navigating federal requirements, and securing appropriate coverage for residential or commercial structures. The agency also provides ongoing support for claims and coverage adjustments. As spring thaw or heavy rains raise water levels across Wisconsin’s Lake Superior shoreline, it helps property owners prepare for potential flash flooding or ice jam events.
When spring thaws or heavy rains push the waters of Lake Superior and the surrounding rivers higher, homes and businesses in Superior face a real risk of flooding. Sentry Insurance provides flood insurance coverage that helps property owners prepare for such seasonal events. As a local agent, they help clients understand the distinctions between standard homeowners policies and separate flood plans. Anyone concerned about water damage from storms or snowmelt can schedule an initial property assessment with the agency to discuss their specific risk level and insurance needs.
Field & Connolly Ltd provides professional flood insurance services to clients throughout Superior, WI. This agency evaluates property risks and helps secure appropriate coverage for flood-related damages. It works with homeowners and landlords to address the unique flood hazards common to the Lake Superior region. The company can also assist commercial sectors, including offices, warehouses, and food service establishments, by tailoring policies to protect inventory, equipment, and operational revenue from water damage.
Farmers Insurance - Brett Potaracke provides residential flood insurance coverage for homes in Superior, WI. Commercial flood protection is also available for local businesses and properties in the surrounding area. Policies are written to address specific property needs and flood zone concerns. This agency helps navigate coverage options so clients understand their policy details and limitations. Regular follow-up appointments are offered between annual reviews to adjust policies as property circumstances or flood maps change.
Bob Blake - State Farm Insurance Agent in Superior, WI, serves residents and businesses seeking a flood insurance agent to help protect properties from water damage. The agency works with clients to understand federal flood program requirements and local flood zone risks. Providing guidance on coverage options for structures and contents, the service includes assessing individual needs for proper protection. A specialty service available is reviewing existing policies to recommend appropriate adjustments for evolving flood risks.
What Does a a Flood Insurance Agent in Superior Cost?
Flood insurance costs in Superior Wisconsin depend on your property's flood zone, elevation, and coverage amount. NFIP rates average around 700 to 1,200 dollars per year for standard policies, but high-risk properties may cost more. Private flood insurance can be cheaper or more expensive based on your risk profile. This is general information and not insurance advice.
About flood insurance agents in Superior
Flood insurance agents in Superior Wisconsin help property owners navigate the National Flood Insurance Program and private market options. Superior sits along Lake Superior and the Nemadji River, making flood risk a key concern for many homes and businesses. Wisconsin law requires lenders to mandate flood insurance for properties in high-risk zones, so an agent can explain your obligations and coverage choices.
Frequently Asked Questions
Do I need flood insurance if I live outside a high-risk zone in Superior?
Even properties outside high-risk zones can flood. Many Superior residents buy flood insurance because heavy rain or snowmelt can cause unexpected water damage. An agent can help you assess your specific risk and find a policy.
What does a flood insurance agent in Superior do?
A flood insurance agent helps you compare NFIP policies and private flood insurance options. They explain coverage limits, deductibles, and exclusions. They also guide you through the application process and help with claims questions.
How long does it take to get flood insurance in Superior Wisconsin?
NFIP policies typically have a 30-day waiting period before coverage starts. Private insurers may offer shorter waiting periods. An agent can tell you the exact timeline for your chosen policy.
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