The top-rated health insurance agent in Lake Havasu City, Arizona is World Insurance Associates LLC, rated 4.9 stars across 200 reviews. Other highly rated options include Richards Nygren Insurance, Kendi A Schembri Insurance, Dan Firth American Family Insurance. This directory lists 20 health insurance agents serving Lake Havasu City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | World Insurance Associates LLC | 94 Acoma Blvd S # 102 | (866) 277-7162 |
| 2 | Richards Nygren Insurance | 2126 McCulloch Blvd N #15 | (928) 398-2126 |
| 3 | Kendi A Schembri Insurance | 2457 Baron Dr | (928) 453-7571 |
| 4 | Dan Firth American Family Insurance | 2110 McCulloch Blvd N Ste 1 | (928) 855-1109 |
| 5 | Deborah J Miller - State Farm Insurance Agent | 1600 McCulloch Blvd N #1B | (928) 854-6693 |
| 6 | Aldridge Insurance Services | 430 Lake Havasu Ave #102 | (928) 855-1247 |
| 7 | Berolina Insurance Group LLC - Jamie Hindley Licensed Life & Health Agent | 2119 McCulloch Blvd N | (928) 764-8779 |
| 8 | Crest Insurance Group | 430 El Camino Way | (928) 857-4884 |
| 9 | Farm Bureau Financial Services: Alison Warner-Williams | 1600 McCulloch Blvd N #5b | (928) 846-3232 |
| 10 | Empire Insurance Brokers | 2119 McCulloch Blvd N | (760) 814-8304 |
World Insurance Associates LLC serves clients throughout the Lake Havasu City area of Mohave County, providing professional health insurance agent services. The company assists individuals and small businesses in navigating health plan options to find coverage that meets their needs. With a focus on local market knowledge, it helps clients understand enrollment periods and plan benefits. Among the specific services it handles in this region are individual health insurance policies and group health plans for local employers.
Richards Nygren Insurance in Lake Havasu City, AZ provides comprehensive health insurance agent services, including assistance with plan selection and enrollment. It offers ongoing support for policy maintenance, such as annual reviews and claims guidance. The company helps clients navigate individual health plans, family coverage, and group insurance options. Its services are well-suited for those living in or moving to the Lake Havasu area. Richards Nygren Insurance handles policies for single-family homes, apartments, and retail and restaurant businesses.
Kendi A Schembri Insurance assists homeowners, small business owners, and individual policy seekers in Lake Havasu City, Arizona, with navigating health insurance agent services. The agency helps clients compare individual and family health plans, understand marketplace options during enrollment periods, and clarify coverage details for local medical providers. Additional support is offered for Medicare supplements. The company also serves clients in the greater Mohave County area, including the communities of Bullhead City and Fort Mohave.
Dan Firth American Family Insurance in Lake Havasu City, AZ, offers both one-time policy consultations for immediate coverage needs and recurring service options for ongoing plan management. As a health insurance agent, the company helps clients navigate coverage selections tailored to individual or family circumstances. These plans address routine medical care, emergency services, and prescription drug benefits. Service runs on a one-time, scheduled, or as-needed basis depending on each client's preference and policy renewal cycle.
Serving Lake Havasu City, Arizona, and the surrounding communities on the Colorado River, this agency handles health insurance plans for individuals and families. It also assists with supplemental coverage options commonly sought by local residents and retirees. The company helps clients navigate open enrollment periods and plan changes each year. To handle a typical job, it first reviews the client’s current health needs and budget constraints to compare available plan options and then presents clear, tailored recommendations for their decision.
As the desert heat of Lake Havasu City intensifies each summer, residents often seek guidance on navigating their health coverage options. Aldridge Insurance Services addresses this need as a local health insurance agent, helping individuals and families understand available plans in the area. By reviewing each client's medical needs and budget, the agency assists in comparing policies from multiple carriers. An initial consultation begins with a thorough assessment of the client's current healthcare usage and financial goals, followed by a face-to-face inspection of all relevant plan details.
Berolina Insurance Group LLC - Jamie Hindley Licensed Life & Health Agent specializes in helping clients in Lake Havasu City, AZ, navigate their health insurance options. The agency focuses on individual and family health plans as well as supplemental life coverage. Its services assist both residents and local employers seeking appropriate medical benefits. The firm can serve a range of commercial sectors, including offices, warehouses, and food service establishments.
As a health insurance agent in Lake Havasu City, Arizona, Crest Insurance Group specializes in helping individuals and families select Affordable Care Act marketplace plans and Medicare supplement options. It also guides clients through short-term coverage and dental insurance policies. The agency assists with enrollment paperwork, explains coverage details, and answers questions about deductibles and out-of-pocket costs. During the annual open enrollment period, it helps residents adjust their policies to accommodate changing medical needs or income shifts.
Farm Bureau Financial Services: Alison Warner-Williams serves residential clients in Lake Havasu City, Arizona, helping them select individual health plans that meet day-to-day medical needs. The agency also assists local businesses in obtaining commercial health coverage options for their employees throughout the greater Lake Havasu area. By evaluating changing insurance regulations and available plan features, the agent provides guidance tailored to each policyholder’s situation. Clients can return for policy reviews or adjustments between their regular visits to ensure ongoing suitability of their coverage.
Empire Insurance Brokers, based in Lake Havasu City, AZ, is known for providing personalized guidance through the complexities of health insurance plan selection. Its services range from comparing local marketplace plans to explaining federal subsidy eligibility for individuals and families. The agency helps clients understand each policy’s network restrictions and prescription drug coverage to avoid unexpected out-of-pocket costs. As a specialty service, it can assist clients with coordinating Medicare supplement policies alongside their primary health insurance coverage.
What Does a a Health Insurance Agent in Lake Havasu City Cost?
Health insurance agent services in Arizona are typically free to consumers because agents are paid commissions by insurance carriers. The cost of the health plan itself varies widely: an ACA bronze plan in Lake Havasu City may cost around $300 to $500 per month for an individual, while a silver plan may range from $400 to $700 per month. Medicare Supplement plans can cost $100 to $300 per month depending on age and plan type. This is general information, not insurance advice.
About health insurance agents in Lake Havasu City
Health insurance agents in Lake Havasu City, Arizona help individuals and families find coverage through the federal marketplace, private insurers, and Medicare. Arizona follows the Affordable Care Act guidelines, and agents must be licensed by the Arizona Department of Insurance. Local agents understand the specific needs of Lake Havasu residents, including access to regional healthcare providers.
Frequently Asked Questions
What is the open enrollment period for health insurance in Arizona?
The open enrollment period for ACA plans in Arizona typically runs from November 1 to January 15 each year. Outside this window, you may qualify for a special enrollment period due to life events like marriage or job loss.
Can a health insurance agent help me with Medicare in Lake Havasu City?
Yes, many agents in Lake Havasu City are licensed to sell Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. They can compare plans from multiple carriers and explain how Arizona Medicare rules apply to you.
What documents do I need to meet with a health insurance agent in Arizona?
Bring your photo ID, Social Security number, current health insurance information, and income details for subsidy calculations. If applying for Medicare, also bring your Medicare card and list of current medications.
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