The top-rated health insurance agent in San Luis, Arizona is Martin Armijo - State Farm Insurance Agent, rated 4.9 stars across 193 reviews. Other highly rated options include R L Jones Insurance Services, Morales Insurance Group LLC - San Luis Office, Farmers Insurance - Gustavo MacGrew. This directory lists 10 health insurance agents serving San Luis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Martin Armijo - State Farm Insurance Agent | 639 Main St Ste B | (928) 722-1150 |
| 2 | R L Jones Insurance Services | 800 Main St A | (928) 627-8212 |
| 3 | Morales Insurance Group LLC - San Luis Office | 526 N William Brks Ave | (928) 276-4543 |
| 4 | Farmers Insurance - Gustavo MacGrew | 851 Main St | (928) 722-0071 |
| 5 | L.A. Insurance | 705 Main St | (928) 627-6633 |
| 6 | Farmers Insurance - Valentin Guzman - San Luis | 1910 E Cesar Chavez Blvd ste 5b | (928) 627-8000 |
| 7 | R. Abundiz Insurance Services | 689 Main St SUITE 7 | (928) 550-5423 |
| 8 | MD Morgan Medicare | 679 N William Brks Ave suite f | (928) 285-8252 |
| 9 | Martha Garcia American Family Insurance | 1453 Main St D | (928) 627-6690 |
| 10 | Rodney D Young Insurance | 582 Piceno Dr | (928) 627-1252 |
Martin Armijo - State Farm Insurance Agent serves the Yuma, Arizona area and its surrounding communities, handling health insurance coverage needs for local individuals and families. The agency assists clients in navigating plan options and enrollment processes. It aims to explain policy details and potential benefits clearly to help customers make informed choices. This is achieved through personalized consultations that review each client’s specific health care requirements and budget before recommending suitable plans from available offerings.
R L Jones Insurance Services serves individuals and families in the Yuma area with health insurance coverage, helping them find plans that match their medical needs and budgets. The agency also assists local businesses in the commercial market, offering group health options within Yuma and the surrounding region of southwestern Arizona. Clients benefit from ongoing support that includes follow-up consultations and plan adjustments between regular annual enrollment visits.
Morales Insurance Group LLC - San Luis Office serves Yuma County and the surrounding area as a health insurance agent. The company assists individuals and families in navigating available coverage options to meet their healthcare needs. Agents explain plan benefits, costs, and enrollment periods for both private insurance and public programs. With a focus on local service, the office helps clients compare plans during open enrollment and assists with enrollment in Medicare supplement policies.
Farmers Insurance - Gustavo MacGrew provides individual and family health insurance plans in the San Luis, AZ area, helping clients navigate plan selection and enrollment. The agency offers ongoing policy management and annual renewal reviews to ensure coverage remains appropriate. Guidance is available for understanding deductibles, networks, and preventive care benefits under each plan. The agent assists with claims support and paperwork for medical services. Properties serviced include single-family homes, apartments, retail locations, and restaurants, ensuring local business owners and residents can access suitable health coverage.
Homeowners, families, and small businesses in San Luis, Arizona turn to L.A. Insurance for reliable health insurance agent services. The team assists clients in comparing individual health plans, family coverage options, and small group policies to meet diverse medical needs and budgets. They work diligently to explain plan features, networks, and affordable choices available through the marketplace. L.A. Insurance also provides dedicated support for questions about enrollment, claims, and policy updates. Their service area extends to nearby Somerton and the broader Yuma metropolitan region for client convenience.
Working with a health insurance agent can mean an initial consultation regarding plan comparisons or an ongoing relationship that includes annual policy reviews. Farmers Insurance - Valentin Guzman - San Luis helps residents of San Luis, Arizona, find coverage that fits their medical needs and financial situation. As a local agent, he assists clients in understanding plan premiums, deductibles, and network options. Service is available on an as-needed basis, with clients able to schedule appointments for new enrollments, open enrollment periods, or any time their current plan requires reassessment.
R. Abundiz Insurance Services serves clients in San Luis, Arizona, and the surrounding Yuma County communities. The agency handles individual and family health insurance plans, Medicare supplements, and group health coverage options. It focuses on matching customers with policies that fit their specific medical needs and financial situations. The agency works to clarify deductibles, copayments, and network restrictions for each customer. For a typical client, it begins by reviewing personal health requirements and then compares available plans from different carriers to recommend a suitable option.
MD Morgan Medicare specializes in helping individuals navigate Medicare plan options, including Advantage and Supplement policies. As a health insurance agent in San Luis, AZ, it guides clients through enrollment, coverage changes, and routine plan comparisons to match healthcare needs. This office addresses the annual Medicare Annual Enrollment Period, ensuring residents adjust their plans before the December 7 deadline to avoid gaps or unnecessary costs during the new benefit year.
In the border community of San Luis, Arizona, where seasonal agricultural work affects coverage needs, Martha Garcia American Family Insurance serves as a health insurance agent. The agency helps local residents navigate plan options during open enrollment or after qualifying life events. Clients receive guidance in understanding policy terms, network choices, and premium costs. A first appointment typically begins with a review of the individual's current healthcare usage and budget to identify suitable plans for initial assessment.
Rodney D Young Insurance assists individuals and families in securing health coverage plans that meet medical needs and financial situations. The agency specializes in navigating enrollment periods and explaining policy options such as deductibles and networks. They also address Medicare supplement questions and short-term health solutions. Their services extend to local businesses requiring group health benefits, including small offices, warehouses, and food service establishments.
What Does a a Health Insurance Agent in San Luis Cost?
Health insurance premiums in Arizona vary by plan type, age, location, and tobacco use. For 2025, ACA marketplace plans in Yuma County have monthly premiums ranging from about $300 for a bronze plan to over $700 for a gold plan for a 40-year-old non-smoker. Medicare Supplement plans in Arizona typically cost between $100 and $300 per month. Agent services are usually free to you because the agent earns a commission from the insurer. This is general information, not insurance advice.
About health insurance agents in San Luis
Health insurance agents in San Luis, Arizona help residents find individual and family plans through the federal marketplace, private insurers, and Medicare. Arizona law requires agents to be licensed by the Arizona Department of Insurance and to follow state regulations for plan disclosure and enrollment. Local agents understand the unique healthcare needs of San Luis, including access to providers near the Arizona-Mexico border.
Frequently Asked Questions
What types of health insurance can an agent help me find in San Luis?
Agents in San Luis can assist with Affordable Care Act marketplace plans, Medicare Advantage and Supplement plans, short-term health insurance, and private indemnity plans. They will explain coverage options and help you compare plans based on your medical needs and budget.
Is there a specific enrollment period for health insurance in Arizona?
Yes, the annual open enrollment period for ACA plans in Arizona typically runs from November 1 to January 15. Special enrollment periods are available after qualifying life events like marriage, birth of a child, or loss of other coverage. Medicare enrollment periods follow federal schedules.
Do health insurance agents in San Luis charge a fee for their services?
Most health insurance agents in Arizona are paid by the insurance company through commissions, so they do not charge you a direct fee. Always confirm the payment structure with the agent before starting the enrollment process. Some agents may charge a consultation fee for complex cases.
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