The top-rated health insurance agent in Bakersfield, California is Freeway Insurance, rated 4.8 stars across 867 reviews. Other highly rated options include Cost-U-Less Insurance, Globe Life American Income Division: Furer Organization, Omni Safe Insurance Bakersfield. This directory lists 26 health insurance agents serving Bakersfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 5021 Stockdale Hwy | (661) 282-1855 |
| 2 | Cost-U-Less Insurance | 3778 Ming Ave | (661) 375-3737 |
| 3 | Globe Life American Income Division: Furer Organization | 5329 Office Centre Ct Suite 227 | (858) 450-9919 |
| 4 | Omni Safe Insurance Bakersfield | 3401 Pacheco Rd suite i | (661) 381-2200 |
| 5 | Dugan Insurance Services Inc. | 15007 Oakencroft Dr | (661) 343-5414 |
| 6 | Kern Family Health Care | 2900 Buck Owens Blvd | (661) 664-5000 |
| 7 | Saber Insurance Agency | 8120 Rosedale Hwy Suite 100 | (661) 365-0100 |
| 8 | InsureOne Insurance | 2100 F St | (661) 430-2004 |
| 9 | Insurance Savings Group | 5901 Sundale Ave Suite B | (661) 432-1474 |
| 10 | Kern Golden Girls | 1601 New Stine Rd Ste 193 | (661) 665-6335 |
Freeway Insurance serves the Bakersfield, California metro area, offering health insurance agent services to local residents and businesses. The agency helps clients navigate individual and family health plans, comparing coverage options to meet diverse medical needs and budgets. It also assists with short-term health policies for those between coverage periods. Typical services include enrolling in marketplace plans and guiding customers through open enrollment periods.
Cost-U-Less Insurance in Bakersfield, California, offers a comprehensive range of health insurance plans, including individual, family, and group coverage options for local residents and businesses. It helps clients navigate plan selection and enrollment, providing ongoing support for policy maintenance and annual renewal reviews. The agency services a variety of properties and client types, including single-family homes, apartments, retail establishments, and restaurants.
Serving homeowners, renters, and local business owners in Bakersfield, Globe Life American Income Division: Furer Organization provides individual and group health insurance plans. The agency helps clients compare policy options and navigate enrollment for coverage that meets their medical needs and budget. As a licensed health insurance agent, it works with carriers to offer a range of supplemental and major medical plans. Its service area also extends to areas throughout Kern County, including outlying communities such as Oildale.
Omni Safe Insurance Bakersfield provides a full range of health insurance plans, including individual and family coverage as well as group policies for local businesses. Its service plans include assisting clients through open enrollment periods and helping to navigate plan renewals. The agency also focuses on educating customers about policy details and coverage options. It services a diverse set of properties and entities, such as single-family homes, apartments, retail stores, and restaurants.
Dugan Insurance Services Inc. serves Bakersfield, California and its surrounding communities. It handles health insurance plans for individuals and families seeking coverage in the region. The agency works with local clients to understand their medical needs and financial considerations. A typical job begins with a personal consultation to review available plan options and network details. The agent then compares policies from different carriers to find a suitable fit. To complete the process, the company provides straightforward guidance through the enrollment steps and clarifies the benefits and costs of each choice.
Kern Family Health Care serves the Bakersfield, California area as a local health insurance agent. The company assists individuals and families in navigating available health coverage options, helping clients compare plans from different carriers. The agent works to understand each person’s healthcare needs and budget, then guides them through the enrollment process. It also provides ongoing support for claims questions and renewals. Among the services it handles in this area are individual and family health insurance plans as well as Medicare supplement policies.
Saber Insurance Agency helps clients in Bakersfield, CA choose between one-time health plans and ongoing coverage options that adjust with changing needs. As a health insurance agent, the agency conducts annual reviews of plan performance and market changes to ensure clients receive appropriate coverage. Individuals and families may schedule consultations to compare policies or receive guidance on open enrollment periods. Service is offered on a scheduled basis, with appointments arranged as needed throughout the year.
InsureOne Insurance in Bakersfield specializes in helping clients navigate health insurance options, including individual and family plans. It also assists small businesses with group coverage solutions for their employees. The agency works to match plans to specific healthcare needs and budgets, explaining complex policy details in clear terms. During the annual open enrollment period, it guides clients through plan changes and deadlines, ensuring they avoid lapses in coverage.
As open enrollment season approaches in Bakersfield, Insurance Savings Group helps individuals and families navigate plan options that meet their coverage needs. The agency works with clients to compare insurance policies, explaining how deductibles, premiums, and networks affect cost and care. Understanding the local healthcare landscape, the team assists with Medicare and individual market selections. A thorough initial assessment of each client’s medical history and budget is the first step in this process.
Kern Golden Girls assists individuals and families in Bakersfield, California, with navigating their health insurance options. The agency specializes in helping clients select appropriate medical coverage plans and enroll in prescription drug benefits. For those seeking additional protection, it offers supplemental policies that help cover costs not addressed by standard major medical insurance. The business can serve commercial sectors such as office workplaces, warehouses, and food service operations, tailoring plan options to meet the distinct needs of each enterprise.
What Does a a Health Insurance Agent in Bakersfield Cost?
Health insurance agents in California do not charge consumers a fee for their services. Their compensation comes from insurance carriers as a commission typically 2 to 5 percent of the premium for ACA plans. For Medicare plans agent commissions are set by the government and vary by plan type. Costs for consumers are the plan premiums which in Bakersfield can range from 300 to 800 dollars per month for an individual depending on age income and plan tier. This is general information not insurance advice.
About health insurance agents in Bakersfield
Health insurance agents in Bakersfield help individuals families and small businesses find coverage that meets their needs and budget. California has its own health insurance marketplace called Covered California which operates under state specific rules and deadlines. A local agent can guide you through open enrollment special enrollment periods and subsidy calculations based on Kern County income levels.
Frequently Asked Questions
What does a health insurance agent in Bakersfield do?
A health insurance agent helps you compare plans from multiple carriers explain benefits and assist with enrollment. They are licensed by the California Department of Insurance and must follow state regulations. Agents do not charge you directly their commission is paid by the insurance company.
When can I enroll in a health plan in California?
California open enrollment for ACA plans typically runs from November 1 to January 31 each year. You may qualify for a special enrollment period after a life event like losing coverage moving or having a baby. Medi-Cal enrollment is available year round.
Are health insurance agents in Bakersfield required to be licensed?
Yes all health insurance agents in California must hold a valid license from the California Department of Insurance. You can verify an agents license on the CDI website. Agents must also complete continuing education to stay current on state laws and plan options.
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