The top-rated health insurance agent in Berkeley, California is Frank Bliss - State Farm Insurance Agent, rated 5.0 stars across 238 reviews. Other highly rated options include Jessica McArdle - State Farm Insurance Agent, Client 1st Insurance Agency, Mike Mihrzad - State Farm Insurance Agent. This directory lists 13 health insurance agents serving Berkeley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frank Bliss - State Farm Insurance Agent | 1700 Solano Ave A | (510) 527-2000 |
| 2 | Jessica McArdle - State Farm Insurance Agent | 2025 Rose St #100 | (510) 848-2132 |
| 3 | Client 1st Insurance Agency | 2980 College Ave #1 | (925) 866-2929 |
| 4 | Mike Mihrzad - State Farm Insurance Agent | 2288 Fulton St UNIT 310 | (510) 841-6171 |
| 5 | AAA Berkeley Branch | 1775 University Ave | (510) 898-7600 |
| 6 | Lazena Kelly-Andrada - State Farm Insurance Agent | 2517 Sacramento St Ste B | (510) 549-7400 |
| 7 | Gary Eason - State Farm Insurance Agent | 2288 Fulton St UNIT 310 | (510) 843-1092 |
| 8 | Sonny Randhawa - State Farm Insurance Agent | 1798 Shattuck Ave. | (510) 570-3985 |
| 9 | Sharon Woo - State Farm Insurance Agent | 2915 Ninth St | (510) 549-2122 |
| 10 | Fidelity Insurance Service | 801 Allston Way | (510) 548-8200 |
Frank Bliss - State Farm Insurance Agent in Berkeley, CA provides a range of health insurance options designed to help individuals and families find suitable coverage. Its service plans typically include consultation to assess client needs and ongoing support for claims and policy questions. Maintenance of coverage involves periodic reviews to adjust plans as circumstances change. The agency services properties including single-family homes, apartments, retail establishments, and restaurants.
Jessica McArdle - State Farm Insurance Agent serves homeowners, renters, and individual policy shoppers in Berkeley, California. This agency provides health insurance plans, assisting clients in selecting coverage that fits their medical needs and budget. General support for life, auto, and homeowners policies is also offered to local residents. The office works with self-employed individuals and families seeking individual health plans, providing personalized guidance through enrollment options. Its services additionally extend to the neighboring communities of Albany and the greater East Bay area.
Client 1st Insurance Agency serves Berkeley, California, and the surrounding communities in the East Bay area. As a health insurance agent, the company handles individual health plans, family coverage, and small business group policies. It helps clients navigate open enrollment periods and understand the differences between HMO and PPO options available through Covered California and private carriers. The agency generally begins each case by reviewing a client’s current coverage and medical needs before comparing suitable plan alternatives from multiple insurers.
Mike Mihrzad - State Farm Insurance Agent in Berkeley, CA, assists clients with navigating health insurance options, distinguishing between one-time enrollment changes and ongoing plan management. Coverage support includes explaining policy details and the annual open enrollment cycle. A health insurance agent here provides guidance on selecting plans that align with individual medical needs and budget considerations. Service arrangements for comprehensive support typically operate on both a scheduled appointment basis for annual reviews and an as-needed basis for addressing sudden coverage questions or life changes.
AAA Berkeley Branch serves clients in Alameda County, offering health insurance agent services. This agency helps individuals navigate plan options for medical coverage in the Berkeley area. They assist with the enrollment process for public and private health plans available through the local marketplace. The team provides guidance on coverage choices to match varying healthcare needs and budgets. Their work includes handling policy renewals and answering questions about network benefits. This local office specifically manages applications for Affordable Care Act plans and Medicare supplement policies in the region.
Offering health insurance plans, including individual and family policies, along with supplemental coverage options, Lazena Kelly-Andrada - State Farm Insurance Agent in Berkeley, CA also assists clients with general insurance needs like auto and home policies. The agency helps local residents understand plan details and navigate enrollment periods. For individuals experiencing a major life change, such as losing employer-sponsored coverage or turning sixty-five, the office provides guidance on avoiding a coverage gap and securing appropriate new protection during these transitions.
With the start of open enrollment and changing employer plans in Berkeley, many residents need to review their health insurance options. Gary Eason, a local State Farm Insurance agent, helps individuals and families understand plan benefits, network requirements, and monthly premiums. They regularly explain how deductibles work and which local providers accept different policies. Each consultation typically begins with a thorough review of the client's current coverage and any recent medical needs to ensure the recommended plan aligns with expected care. An initial assessment of coverage gaps is conducted first.
Sonny Randhawa - State Farm Insurance Agent in Berkeley, California provides general health insurance policies to local residents, while also offering supplemental plans to cover gaps in major medical coverage. The agency helps clients navigate open enrollment periods and compare individual or family options. Services extend to commercial entities such as offices, warehouses, and food service establishments seeking employee health benefits.
Sharon Woo - State Farm Insurance Agent provides health insurance services for residents in the Berkeley area. Commercial coverage options are also available for local businesses throughout the surrounding region. As a health insurance agent, the office helps clients understand their plan choices and enroll in suitable policies. The agency is located in Berkeley, California, and serves the broader community’s diverse needs. Following an initial enrollment, the agent provides ongoing support and can assist with plan adjustments during regular follow-up visits.
Fidelity Insurance Service in Berkeley, CA is known for providing individual and family health insurance plans. The agency assists clients with comparing options from major carriers and navigating enrollment periods. Their services include explaining plan benefits, networks, and cost structures to help consumers make informed decisions. They also offer ongoing support for claims and billing issues throughout the year. A specialty service they can add on is Medicare Advantage plan analysis for residents turning sixty-five.
What Does a a Health Insurance Agent in Berkeley Cost?
Health insurance agents in California do not charge consumers directly for their services. The agent is paid a commission by the insurance carrier which is built into the premium. Typical monthly premiums for a mid-level Covered California plan for a 40-year-old in Berkeley range from 400 to 700 dollars before subsidies. Subsidies can reduce that cost significantly based on income. This is general information and not insurance advice.
About health insurance agents in Berkeley
Health insurance agents in Berkeley California help individuals families and small businesses find coverage that fits their needs and budget. California requires all agents to be licensed by the California Department of Insurance and to follow state rules for plan disclosures. Agents can assist with Covered California enrollment during open enrollment or special enrollment periods triggered by life events like marriage or job loss.
Frequently Asked Questions
What does a health insurance agent in Berkeley do?
A health insurance agent helps you compare plans from multiple carriers including Covered California and private insurers. They explain benefits costs and network details so you can make an informed choice. Agents do not charge you a fee their commission is paid by the insurance company.
Do I need to use Covered California or can I buy private insurance?
You can buy insurance through Covered California or directly from a private insurer. If you qualify for a premium subsidy or cost-sharing reduction you must use Covered California to get that financial help. An agent can help you determine which path is best for your situation.
When can I enroll in health insurance in California?
Open enrollment for Covered California typically runs from November 1 to January 31 each year. Outside that window you can only enroll if you have a qualifying life event such as losing other coverage moving or having a baby. Special enrollment lasts 60 days from the event date.
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