Skip to main content

Find Health Insurance Agents in Los Osos, CA

Browse health insurance agents serving Los Osos, California. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Los Osos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 health insurance agents in Los Osos, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ion Financial & Insurance Services
2106 9th St, Los Osos, CA 93402
(805) 528-4358 ifisconnection.com
Ballesteros Family Insurance
2190 Sombrero Dr, Los Osos, CA 93402
(805) 772-9400 ballesterosfis.com

Health insurance agents in Los Osos, California help residents compare plans from Covered California and private insurers. They can guide you through open enrollment periods and special enrollment qualifying events. Agents must be licensed by the California Department of Insurance and follow state regulations.

What Does a Health Insurance Agent in Los Osos Cost?

Health insurance agents in California typically do not charge a direct fee to clients. Their compensation comes from commissions paid by insurance carriers. Plan premiums vary widely; a mid-level Silver plan through Covered California may cost between $400 and $700 per month for an individual before subsidies. Subsidies can lower that cost significantly based on income. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a health insurance agent in Los Osos do?
A health insurance agent helps you compare and enroll in health plans. They explain plan details, costs, and provider networks. They also assist with subsidy calculations for Covered California plans.
Do I need to pay a health insurance agent in Los Osos?
Most health insurance agents are paid by the insurance company, not by you. Their commission is built into the plan premium. You do not pay an extra fee for their services.
When can I enroll in a health plan in Los Osos?
Open enrollment for Covered California usually runs from November 1 to January 31 each year. You may qualify for a special enrollment period after a life event like marriage, birth, or loss of other coverage.