Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 health insurance agents in Morro Bay, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Karen Perlette - State Farm Insurance Agent
783 Quintana Rd #2, Morro Bay, CA 93442
(805) 772-7363
karenperlette.com
Relation Insurance - Engle Group
310 Morro Bay Blvd Suite 202, Morro Bay, CA 93442
(805) 772-1201
relationinsurance.com
Farmers Insurance - Jennifer White
750 Morro Bay Blvd, Morro Bay, CA 93442
(805) 548-8530
agents.farmers.com
Morro Rock Insurance Agency
630 Quintana Rd #172, Morro Bay, CA 93442
(805) 235-0913
morrorockinsurance.com
Secure Health Insurance Solutions
630 Quintana Rd #172, Morro Bay, CA 93442
(805) 235-0913
morrorockinsurance.com
What Does a Health Insurance Agent in Morro Bay Cost?
Health insurance agents in California typically do not charge clients directly. Their compensation comes from commissions paid by insurance carriers which are built into the plan premiums. For individual plans premiums can range from around 300 to 800 per month for a 40 year old in San Luis Obispo County depending on metal level and subsidies. Medicare supplement plans may cost between 100 and 300 per month. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Morro Bay do?
An agent helps you review health plan options including ACA marketplace plans Medicare and short term coverage. They explain benefits costs and network details so you can make an informed choice. Agents do not charge you a fee their commission is paid by the insurance company.
How do I know if an agent is licensed in California?
You can verify an agents license on the California Department of Insurance website. Look for a license number on their business card or website. Only licensed agents can legally sell health insurance in California.
When can I enroll in a health plan through an agent in Morro Bay?
Open Enrollment for ACA plans runs from November 1 to January 31 each year. You may qualify for a Special Enrollment Period after a life event like losing coverage moving or having a baby. Medicare enrollment periods vary so ask your agent about your specific situation.