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Browse health insurance agents serving Needles, California. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Needles, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 health insurance agents in Needles, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Janet Jernigan
920 W Broadway St, Needles, CA 92363
(760) 326-4007
content.naic.org
Farmers Insurance Group
920 W Broadway St, Needles, CA 92363
(760) 326-4007
farmers.com
Nationwide Insurance: Mountain Pacific Insurance And Financial Services
121 F St Ste 2, Needles, CA 92363
(760) 326-5335
agency.nationwide.com
Jernigan Insurance
920 W Broadway St, Needles, CA 92363
(760) 326-4007
Nationwide Insurance: Carrie Bruggenwirth
1410 W Broadway St ste # a, Needles, CA 92363
(760) 820-4742
nationwide.com
Health insurance agents in Needles, California help individuals and families find coverage that meets their needs. California requires all agents to be licensed by the Department of Insurance and to follow state rules for plan enrollment. Local agents understand the unique healthcare access issues in a rural desert community near the Arizona border.
What Does a Health Insurance Agent in Needles Cost?
Health insurance agents in California do not charge consumers for their services. The cost of the health plan itself varies by metal tier and household income. For example, a Bronze plan may have a monthly premium of 300 to 500 dollars for an individual, while a Silver plan may range from 400 to 700 dollars. Many residents qualify for premium subsidies through Covered California. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of health insurance can an agent in Needles help me with?
Agents in Needles can assist with ACA marketplace plans, Medicare Advantage and Supplement plans, and short-term health insurance. They also guide you through Medi-Cal eligibility if you qualify for California Medicaid.
Do I need to pay a fee to use a health insurance agent in California?
No. Health insurance agents in California are typically paid by the insurance company, not by you. Their services are free to consumers when you enroll through them.
Can an agent help me enroll outside of Open Enrollment in California?
Yes, if you have a qualifying life event such as losing other coverage, moving, or having a baby. California allows a 60-day special enrollment period after most qualifying events.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.