Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 health insurance agents in Pismo Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
California Heritage Insurance Services
575 Price St STE 106, Pismo Beach, CA 93449
(805) 544-8400
calheritageins.com
Farmers Insurance - Elizabeth Head
320 James Way #210, Pismo Beach, CA 93449
(805) 481-1416
agents.farmers.com
Neff & Associates Insurance Services
330 James Way #110, Pismo Beach, CA 93449
(805) 773-1710
insurewithneff.com
Sherri Banta Group
501 Shell Beach Rd Suite E, Pismo Beach, CA 93449
(805) 471-1841
sherribantagroup.com
Rob Railsback - State Farm Insurance Agent
300 James Way #250, Pismo Beach, CA 93449
(805) 773-7470
robrailsback.com
Kardel Insurance, Inc.
575 Price St #313, Pismo Beach, CA 93449
(805) 922-5283
kardelinsurance.com
The Baldwin Group (formerly Burnham Benefits)
330 James Way Suite 240, Pismo Beach, CA 93449
(805) 771-9830
baldwin.com
What Does a Health Insurance Agent in Pismo Beach Cost?
Health insurance agents in California do not charge consumers a fee for their services. Their compensation comes from insurance carriers as commissions. The cost of a health plan itself varies widely: a bronze plan through Covered California may cost around $300 to $500 per month for an individual, while a gold plan can be $500 to $800 or more. Subsidies based on income can lower these amounts. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Pismo Beach do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your needs. They can explain California specific rules like the individual mandate and open enrollment periods. Agents do not charge you directly because they are paid by the insurance companies.
When can I enroll in a health plan in California?
Open enrollment for Covered California usually runs from November 1 to January 31 each year. You may qualify for a special enrollment period after life events like losing other coverage, marriage, or moving to Pismo Beach. California also has a continuous enrollment option for Medi-Cal eligible residents.
Are health insurance agents required to be licensed in California?
Yes, all health insurance agents in California must hold a valid license from the California Department of Insurance. You can verify an agents license on the CDI website. Agents must also complete continuing education to stay current with state laws.