The top-rated health insurance agent in Fairfield, Connecticut is Farmers Insurance - Oluwatoyin Ogunbiyi, rated 5.0 stars across 168 reviews. Other highly rated options include Cusmano Agency, Macman Insurance Associates, The Morfe-Behan Agency: Allstate Insurance. This directory lists 17 health insurance agents serving Fairfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Oluwatoyin Ogunbiyi | 303 Linwood Ave Ste 1f | (203) 884-6718 |
| 2 | Cusmano Agency | 425 Kings Hwy E | (203) 394-6645 |
| 3 | Macman Insurance Associates | 585 Villa Ave | (203) 384-9000 |
| 4 | The Morfe-Behan Agency: Allstate Insurance | 173 Post Rd | (203) 445-6029 |
| 5 | Health Directions | 1300 Post Rd # 100 | (203) 255-7700 |
| 6 | Morrison Insurance Agency | 580 Tunxis Hill Rd | (203) 336-9198 |
| 7 | Nationwide Insurance: Stephen F Boccarossa | 1828 Post Rd | (203) 256-8029 |
| 8 | Double Eagle Insurance Agency of CT | 35 Kings Hwy E Suite 205 | (203) 227-9229 |
| 9 | Strategic Group Benefits | 1 Eliot Pl Suite 100 | (203) 256-2143 |
| 10 | American Agency Inc | 585 Villa Ave # 1 | (203) 333-9222 |
Farmers Insurance - Oluwatoyin Ogunbiyi serves the Fairfield, CT metro area as a health insurance agent, helping individuals and families find suitable medical coverage plans. The agency guides clients through the selection of policies that meet their healthcare needs and budgets. It assists with enrollment in a range of health plans available in Connecticut. Specific services include navigating open enrollment periods and advising on catastrophic health coverage options for younger residents.
Cusmano Agency assists Fairfield homeowners and local business owners with health insurance plans that address individual needs and group coverage requirements. The agency works to clarify policy options, including network benefits and preventive services, while helping clients navigate open enrollment and plan renewals throughout the year. Operating from its Fairfield office, the agency provides guidance on selecting health plans that align with personal budgets and medical care preferences. It also extends its services to clients in the nearby Bridgeport metro area.
Macman Insurance Associates in Fairfield, CT, provides a full range of health insurance options, including individual plans and group coverage for local businesses. It offers service plans that assist clients with plan selection, enrollment, and annual renewals to ensure consistent coverage. Ongoing maintenance includes support for claims questions and adjustments during life changes. The company serves single-family homes, apartments, retail businesses, and restaurants.
The Morfe-Behan Agency: Allstate Insurance serves Fairfield, Connecticut, and its surrounding communities. It handles individual and family health insurance plans, helping clients navigate plan options and enrollments. The agency also assists with policy adjustments, claims questions, and annual renewal reviews. It operates with a consultative approach, first assessing a client’s specific healthcare needs and budget. From there, it presents suitable plan choices and explains key benefits, coverage limits, and out-of-pocket costs before finalizing a selection.
Health Directions in Fairfield, CT assists clients by distinguishing between a single policy purchase for immediate coverage and an ongoing advisory relationship for evolving needs. The agency helps individuals and families navigate plan options for medical, dental, and supplemental insurance within the local marketplace. Guidance typically begins with an assessment of coverage requirements and budget considerations. Service operates on an as-needed basis, with flexibility for clients to schedule consultations at their convenience or request assistance when circumstances change, such as during open enrollment.
Morrison Insurance Agency provides specialty services in health insurance guidance, focusing on plan selection and coverage enrollment for individuals and families. Based in Fairfield, Fairfield County, Connecticut, it offers general assistance with understanding policy options, navigating enrollment periods, and evaluating how different plans meet medical needs. The agency helps clients address specific situational concerns, such as adjusting health coverage following a major life change like a job shift, a relocation within Connecticut, or the upcoming open enrollment period, when residents must choose plans for the next year.
As Fairfield residents begin reviewing their coverage ahead of open enrollment, this health insurance agent helps families and individuals identify plans that match their medical and financial needs. Nationwide Insurance: Stephen F Boccarossa provides guidance on various policy options, from basic plans to more comprehensive coverage. The office focuses on clearly explaining deductibles, copays, and network details such as provider access in the Fairfield area. The process starts by scheduling a brief in-person or virtual assessment to review current coverage and discuss available alternatives.
Double Eagle Insurance Agency of CT in Fairfield assists clients in selecting and enrolling in health insurance plans that align with their medical needs and financial situations. The agency specializes in individual and family health coverage, as well as Medicare supplements and prescription drug plans. Its experienced agents navigate the complexities of the Affordable Care Act marketplace each year. The firm supports a range of businesses by offering group health solutions for commercial sectors such as offices, warehouses, and food service operations.
Strategic Group Benefits serves as a health insurance agent for residential clients in Fairfield, Connecticut, offering personalized guidance on plan selection for individuals and families. The company also provides commercial coverage options for local businesses seeking group plans. Service extends throughout the Fairfield area, with expertise in navigating annual enrollment periods and healthcare changes. Clients receive ongoing support for claims questions and policy adjustments, ensuring follow-up is available between regular annual meetings to address any new needs.
American Agency Inc in Fairfield, CT is known for guiding clients through the complexities of health insurance coverage. The agency assists individuals and families in selecting plans that fit both medical needs and budgets, including options through public exchanges and private insurers. Their work involves explaining policy details, managing enrollment periods, and providing ongoing support for claims or changes. As a specialty service, the company offers assistance with short-term health plans for coverage gaps.
What Does a a Health Insurance Agent in Fairfield Cost?
Health insurance agent services in Connecticut are usually free to consumers because agents earn commissions from insurance companies. Plan premiums vary widely: an ACA silver plan for a 40-year-old in Fairfield might cost between $400 and $700 per month before subsidies. Medicare Advantage plans often have $0 monthly premiums but include copays. Costs depend on income age and plan type. This is general information and not insurance advice.
About health insurance agents in Fairfield
Health insurance agents in Fairfield, Connecticut help residents navigate plan options under the Affordable Care Act and state regulations. Connecticut has its own health insurance exchange, Access Health CT, which agents can use to enroll clients. Agents also assist with Medicare plans and short-term policies for local families and small business owners.
Frequently Asked Questions
What is the open enrollment period for health insurance in Connecticut?
The open enrollment period for ACA plans through Access Health CT typically runs from November 1 to January 15 each year. Special enrollment periods are available after qualifying life events like marriage or job loss. A Fairfield agent can help you determine if you qualify for a special enrollment.
Do health insurance agents in Fairfield charge a fee for their services?
Most licensed health insurance agents in Connecticut are compensated by insurance carriers and do not charge clients directly. Some agents may charge a consultation fee for complex cases, but this must be disclosed upfront. Always confirm fees before starting the process.
Can a Fairfield agent help me with both individual plans and Medicare?
Yes many agents in Fairfield are licensed to sell both individual and family health plans as well as Medicare Advantage and Medigap policies. They can compare plans from multiple carriers to find options that fit your budget and medical needs. Connecticut requires agents to be certified to sell Medicare products.
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