The top-rated health insurance agent in Cutler Bay, Florida is Estrella Insurance, rated 4.9 stars across 338 reviews. Other highly rated options include Choice One Insurance, Univista Insurance, Claudia's Insurance Inc. This directory lists 11 health insurance agents serving Cutler Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 20214 Old Cutler Rd | (305) 232-7690 |
| 2 | Choice One Insurance | 18400 SW 97th Ave STE 101 | (305) 252-1873 |
| 3 | Univista Insurance | 18932 S Dixie Hwy | (305) 433-7393 |
| 4 | Claudia's Insurance Inc | 18901 SW 106th Ave #132 | (786) 293-9141 |
| 5 | MIAPLUS INSURANCE | 10700 Caribbean Blvd suite 202-1 | (786) 853-4520 |
| 6 | Arena Insurance Agency Corp | 10720 Caribbean Blvd Suite 423 | (305) 251-3312 |
| 7 | Lumina Insurance At Cutler Bay | 20250 S Dixie Hwy Ste 202 | (786) 409-0930 |
| 8 | Danel Insurance Solutions | 10700 Caribbean Blvd | (888) 906-9862 |
| 9 | Livette Insurance | 10700 Caribbean Blvd | (786) 806-5772 |
| 10 | Florida Marketplace Insurance Center | 20304 SW 82nd Pl | (786) 520-6882 |
Estrella Insurance offers health insurance plan selection and enrollment guidance to clients in Cutler Bay, Florida. It also assists local individuals and families with navigating the complexities of policy options from major carriers. The agency works to match coverage to different budgets and healthcare needs throughout the community. As annual open enrollment periods approach, it helps residents review changes to their existing plans and avoid expensive gaps in their medical coverage.
Choice One Insurance serves the Miami-Dade County area from its Cutler Bay, Florida location, functioning as a health insurance agent. This agency helps individuals and families navigate local insurance options, comparing various plan structures to match coverage needs with available policies. The agent works to clarify terms, deductibles, and network requirements for clients seeking medical protection. Open enrollment periods and special life events are typical opportunities for consultation. The firm handles individual marketplace plans and Medicare supplement selections in this region.
In Cutler Bay, Florida, where seasonal residents often need to reassess coverage upon arrival, Univista Insurance helps locals navigate health insurance options tailored to changing needs. As a dedicated Health Insurance Agent, the company assists individuals and families in understanding plan benefits, enrollment periods, and provider networks. Initial consultations typically involve a thorough assessment of each client’s medical history, budget, and preferred doctors before presenting suitable plan comparisons.
Claudia's Insurance Inc in Cutler Bay, FL provides a full range of health insurance agent services, including plan selection guidance, enrollment assistance, and ongoing policy management. The company offers annual review consultations to help clients adjust coverage as their healthcare needs change. It also assists with claims questions and updates to existing plans throughout the year. Claudia's Insurance Inc serves individual clients, families, and small business owners. It services single-family homes, apartments, retail establishments, and restaurants in the Cutler Bay area.
MIAPLUS INSURANCE serves the greater Cutler Bay, Florida area and surrounding South Miami-Dade communities, handling health insurance selections for individuals and families. The agency guides clients through various plan options, including marketplace policies and private coverage that can meet different medical needs and budget requirements. It explains policy details and helps compare available plans to make informed decisions. A typical engagement begins with a consultation to assess coverage requirements and ends with the agent assisting the client in completing the enrollment process.
Arena Insurance Agency Corp serves individual homeowners and local business owners in Cutler Bay, Florida, helping them secure health insurance plans tailored to their needs. The agency assists clients with plan comparisons and the enrollment process, ensuring clear understanding of coverage options and policy details. It serves residential customers seeking individual or family plans, small businesses looking for group coverage, and property managers requiring health benefits for staff. Arena Insurance Agency Corp also provides its services to residents and businesses in Homestead, South Miami, and neighboring parts of Miami-Dade County.
Lumina Insurance At Cutler Bay serves clients in Cutler Bay, FL, who seek either a one-time plan review or recurring annual guidance for their health insurance needs. The agency explains coverage options such as individual plans, family policies, and supplemental benefits under local and federal health care regulations. Their service operates on a scheduled basis, allowing clients to set regular check-ins or meet as needed when policy changes or enrollment periods arise.
Danel Insurance Solutions assists clients in Cutler Bay, FL, by providing access to a range of health insurance options, including individual plans and family coverage. The agency also helps individuals navigate the complexities of major medical policies and supplemental benefits. It works to connect residents with suitable plans during their regular enrollment periods. This local agent provides specific guidance for those facing a life change, such as losing employer-based coverage or turning sixty-five and needing to choose a Medicare supplement.
As open enrollment season approaches in Cutler Bay, residents begin reviewing their medical coverage options to meet evolving health needs. Livette Insurance serves as a local health insurance agent, providing guidance to individuals and families navigating plan selections. The process involves evaluating policy details, coverage networks, and budget considerations within the current marketplace. Clients are supported in understanding plan features such as deductibles and out-of-pocket costs. An initial consultation is arranged to review personal health circumstances and insurance requirements.
Florida Marketplace Insurance Center provides health insurance agent services to clients in Cutler Bay and the surrounding area. The company assists individuals and families with selecting appropriate health coverage plans that meet their needs. It also specializes in adding supplemental benefits or adjusting existing policies as circumstances change. Businesses can utilize the agency's guidance for group health insurance solutions. Commercial sectors served by Florida Marketplace Insurance Center include local offices, warehouses, and food service establishments.
What Does a a Health Insurance Agent in Cutler Bay Cost?
Health insurance agents in Florida typically do not charge you directly for their services. They receive commissions from the insurance companies which are built into the plan premium. For ACA plans monthly premiums in Cutler Bay can range from under 300 dollars for a bronze plan to over 700 dollars for a gold plan depending on your age income and subsidy eligibility. Medicare agents also work on commission paid by carriers. This is general information and not insurance advice.
About health insurance agents in Cutler Bay
Health insurance agents in Cutler Bay Florida assist residents with finding individual family and group health plans. Florida law requires agents to be licensed by the Florida Department of Financial Services. Local agents can help you compare plans from insurers like Florida Blue and Ambetter during the annual Open Enrollment Period or a Special Enrollment Period.
Frequently Asked Questions
What does a health insurance agent in Cutler Bay do?
A health insurance agent helps you review and enroll in health plans from different carriers. They explain plan details like deductibles copays and provider networks. Agents do not charge you a fee because they are paid by the insurance company.
When can I enroll in a health plan in Cutler Bay Florida?
The Open Enrollment Period for ACA plans runs from November 1 to January 15 each year. You may qualify for a Special Enrollment Period if you have a life event like losing other coverage moving or having a baby. Florida does not have a state-based marketplace so you use HealthCare.gov.
Are health insurance agents in Cutler Bay licensed?
Yes all health insurance agents in Florida must hold a valid license from the Florida Department of Financial Services. You can verify an agents license on the DFS website. Agents must also complete continuing education courses every two years.
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