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Find Health Insurance Agents Near You in Destin, FL
Compare health insurance agents in Destin. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Destin, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 16 health insurance agents in Destin, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dave Morrow: Allstate Insurance
3997 Commons Dr W Ste H, Destin, FL 32541
(850) 650-0600
agents.allstate.com
Liufau McCall Insurance Group
36008 Emerald Coast Pkwy Suite 601B, Destin, FL 32541
(850) 460-7490
destininsuranceagent.com
The Baldwin Group (formerly Affordable Home insurance)
4008 Legendary Dr Suite 400, Destin, FL 32541
(850) 654-1567
baldwin.com
Lucleon Insurance
305 Mountain Dr Ste G, Destin, FL 32541
(850) 361-2882
lucleoninsurance.com
Health Care Exchange
225 Main St Ste 12, Destin, FL 32541
(850) 376-3459
myhealthcareexchange.com
Aqua Bay Insurance
4507 Furling Ln STE 201, Destin, FL 32541
(850) 269-0686
aquabayins.com
Norton Insurance of Florida
4012 Commons Dr W STE 118, Destin, FL 32541
(850) 244-1574
norton-insurance.com
Asshield Insurance
415 Mountain Dr STE 3, Destin, FL 32541
(850) 684-0164
asshield.com
Acentria Insurance
4634 Gulfstarr Dr, Destin, FL 32541
(850) 650-1950
acentria.com
Defender Insurance Group
4460 Legendary Dr Suite 300A, Destin, FL 32541
(850) 979-5225
defenderinsurance.rocks
Smile Insurance Agency
529 US-98, Destin, FL 32541
(850) 470-1646
Destin Insurance Group
127 Harbor Blvd Ste 10, Destin, FL 32541
(850) 837-6242
destininsurance.com
Florida Financial Services Inc
43 Harbor Blvd, Destin, FL 32541
(850) 837-3883
Waterfield & Associates Inc.
127 Harbor Blvd Ste 10, Destin, FL 32541
(850) 837-6242
destininsurance.com
New York Life
225 Main St, Destin, FL 32541
(850) 650-3029
timkersanac.com
MY Medicare Search
3924 Mesa Rd, Destin, FL 32541
(561) 559-7153
mymedicaresearch.com
A health insurance agent in Destin Florida helps individuals and families find coverage that fits their needs and budget. Florida law requires agents to be licensed by the state and follow strict guidelines under the Florida Insurance Code. Local agents understand the specific health plans available in Okaloosa County and can guide you through open enrollment or special enrollment periods.
What Does a Health Insurance Agent in Destin Cost?
The cost of using a health insurance agent in Florida is usually zero to the consumer because the agent earns a commission from the insurance carrier. For individual plans monthly premiums can range from 300 to 800 dollars depending on age income and plan type. Medicare plans may have no monthly premium or a premium up to 200 dollars. Costs vary by situation and plan selection. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Destin do?
A health insurance agent helps you compare plans from different carriers like Florida Blue or Cigna. They explain deductibles copays and out-of-pocket maximums. They also assist with applications and can answer questions about Florida-specific rules like the 60-day special enrollment window after losing other coverage.
Do I have to pay a fee to use a health insurance agent in Florida?
In most cases you do not pay a fee directly. Health insurance agents in Florida are typically compensated by the insurance company through commissions. Always confirm the payment arrangement before you start working with an agent.
Can a Destin health insurance agent help me with Medicare?
Yes many agents in Destin are licensed to sell Medicare Advantage plans Medicare Supplement plans and Part D drug plans. Florida has a large Medicare population so agents are experienced with annual enrollment periods and special enrollment rules specific to the state.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.