The top-rated health insurance agent in Fort Walton Beach, Florida is Harris Insurance Services, Inc., rated 4.9 stars across 1,089 reviews. Other highly rated options include Norton Insurance Of Florida, Haven De La Costa Insurance Agency, GreatFlorida Insurance: Bryan Mcgehee. This directory lists 20 health insurance agents serving Fort Walton Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Harris Insurance Services, Inc. | 123 Miracle Strip Pkwy SE | (850) 244-2111 |
| 2 | Norton Insurance Of Florida | 102 Beal Pkwy SW | (850) 244-1574 |
| 3 | Haven De La Costa Insurance Agency | 501 Mary Esther Cut Off NW #8 | (850) 496-2473 |
| 4 | GreatFlorida Insurance: Bryan Mcgehee | 745 Beal Pkwy NW Unit 3 | (850) 314-0111 |
| 5 | Acceptance Insurance | 242 Eglin Pkwy NE STE A | (850) 204-3726 |
| 6 | Panhandle Insurance Agency | 98 Oakhill Ave | (850) 610-1857 |
| 7 | Emerald Coast Insurance Agency | 103 Hollywood Blvd NW suite c | (850) 243-7196 |
| 8 | Term Brokers Insurance Services | 348 Miracle Strip Pkwy SW Ste 30-A | (850) 864-2000 |
| 9 | Sunshine Financial | 11 Racetrack Rd NE B3 | (850) 366-8819 |
| 10 | Sullivan Insurance Of Nw Florida, Inc. | 102 Beal Pkwy SW | (850) 244-1574 |
Harris Insurance Services, Inc. serves the Fort Walton Beach, Florida area with professional health insurance agent services. The agency assists individuals and families in navigating the complexities of medical coverage options available in the local market. It helps clients compare plans from various providers to find suitable policies based on their specific needs. The company works with clients during open enrollment periods and special enrollment qualifying events. Harris Insurance Services handles both individual health plans and family coverage solutions for residents in this region.
Norton Insurance Of Florida provides a range of health insurance agent services for individuals and families in the Fort Walton Beach area. The company assists clients with enrolling in plans and offers ongoing support for policy maintenance. This includes helping customers review coverage options and manage updates during open enrollment periods. The agency services single-family homes, apartments, retail, and restaurants.
Haven De La Costa Insurance Agency serves homeowners, families, and individuals in the Fort Walton Beach area who are seeking health insurance coverage. The agency helps clients navigate plan options, including individual and family policies, as well as supplemental health products. It assists with understanding enrollment periods and plan benefits to match varying healthcare needs. The agency also extends its services to residents in the neighboring community of Mary Esther along the Emerald Coast.
GreatFlorida Insurance: Bryan Mcgehee serves Fort Walton Beach, Florida, and the surrounding communities along the Emerald Coast, providing health insurance agent services for individuals and local businesses. It handles a range of health coverage needs, including plan selection for open enrollment periods. When assisting a client, the agent gathers their current medical needs and budget constraints, then compares available marketplace and private plan options to present the most suitable choices for their situation.
Acceptance Insurance in Fort Walton Beach, Florida provides comprehensive health insurance agent services, including plan selection, enrollment assistance, and annual policy reviews. It offers ongoing support for claims filing and coverage adjustments as clients' needs change. The company maintains a local office where individuals receive personalized guidance on navigating healthcare options. Additionally, Acceptance Insurance services a variety of property types, including single-family homes, apartments, retail establishments, and restaurants throughout the Fort Walton Beach area.
Panhandle Insurance Agency, based in Fort Walton Beach, FL, assists clients in distinguishing between one-time health insurance plans, like short-term coverage for seasonal workers, and recurring options, such as annual open enrollment policies. As a health insurance agent, the agency explains available coverage options specific to Florida’s market. Guidance is provided on plan selection and claims. Their service runs on an as-needed basis, where clients can request appointments for plan renewals or addressing coverage changes.
As a health insurance agent in Fort Walton Beach, Florida, Emerald Coast Insurance Agency specializes in assisting individuals and families with plan selection. Its general service work includes navigating enrollment periods, comparing coverage options, and explaining policy terms. During the annual Open Enrollment Period in the fall, the agency focuses on helping clients adjust their plans to accommodate any recent medical changes or financial shifts they have experienced over the past year.
As open enrollment season approaches in the Fort Walton Beach area, individuals and families often seek guidance on their coverage options. Term Brokers Insurance Services assists clients in navigating health insurance plans, helping them select policies that match their medical needs and financial situations. Working with local carriers, the agency provides policy comparisons and general explanations of plan features. An initial assessment of a client’s specific health requirements and budget is typically scheduled to begin this process.
Sunshine Financial operates as a health insurance agent in Fort Walton Beach, Florida, helping clients navigate available medical plans and enrollment options. The agency focuses on connecting individuals and businesses with coverage that fits their healthcare needs and budget considerations. Policy selection assistance includes evaluating deductibles, provider networks, and prescription drug benefits. Sunshine Financial serves local commercial sectors such as offices, warehouses, and food service establishments, addressing their group health insurance requirements.
Sullivan Insurance Of Nw Florida, Inc. provides health insurance agent services for residential clients in the Fort Walton Beach area, also assisting local businesses with their commercial coverage needs across the surrounding region. The agency helps individuals and employers navigate plan options, enrollment periods, and policy details. Customers often return for follow-up assistance between regular visits to adjust coverage as their health or business circumstances change.
What Does a a Health Insurance Agent in Fort Walton Beach Cost?
Health insurance agents in Florida typically do not charge a direct fee to consumers for their services. Instead they receive commissions from insurance carriers which are built into the premium. For ACA plans monthly premiums in Fort Walton Beach can range from about 200 to 800 dollars for an individual depending on age income and plan tier. Medicare supplement plans may cost between 100 and 300 dollars per month. This is general information and not insurance advice.
About health insurance agents in Fort Walton Beach
Health insurance agents in Fort Walton Beach Florida help individuals and families find coverage through the Affordable Care Act marketplace private insurers and Medicare. Florida law requires agents to hold a valid 2-15 or 2-40 license from the Florida Department of Financial Services. Local agents understand the specific network needs of Okaloosa County residents and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What licenses do health insurance agents need in Fort Walton Beach Florida?
Agents must hold a valid Florida insurance license such as a 2-15 Life Health and Variable Annuity license or a 2-40 General Lines license. They must also complete continuing education credits every two years as required by Florida Statute 626.281.
Can a health insurance agent help me with Florida Medicaid or KidCare?
Yes many agents in Fort Walton Beach can assist with applications for Florida Medicaid and the Florida KidCare program. They help determine eligibility based on income and household size and guide you through the enrollment process.
What is the open enrollment period for health insurance in Florida?
The ACA open enrollment period in Florida typically runs from November 1 to January 15 each year. Outside this window you may qualify for a special enrollment period due to life events like losing other coverage moving or having a baby.
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