The top-rated health insurance agent in Homestead, Florida is GoldenTrust Insurance Homestead, rated 5.0 stars across 1,686 reviews. Other highly rated options include Vital Health Insurance, Ocean Trust Insurance & Financial Services, Univista Insurance. This directory lists 23 health insurance agents serving Homestead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Homestead | 40-42 SE 4th Rd | (786) 243-9110 |
| 2 | Vital Health Insurance | 11637 SW 235th St | (786) 227-3915 |
| 3 | Ocean Trust Insurance & Financial Services | 809 N Homestead Blvd | (866) 356-2326 |
| 4 | Univista Insurance | 1413 N Krome Ave | (305) 728-7809 |
| 5 | Your Family First Insurance Inc | 1241 NE 8th St | (786) 601-2193 |
| 6 | Seoane Insurance | 29100 Kansas Rd | (786) 747-1740 |
| 7 | Amco Insurance | 208 NE 8th St | (786) 243-9222 |
| 8 | South Florida Insurance Prof Inc | 1122 N Flagler Ave | (305) 245-3364 |
| 9 | Estrella Insurance | 338 N Krome Ave | (786) 504-1365 |
| 10 | Del Toro Insurance | 29330 S Dixie Hwy | (305) 524-6776 |
GoldenTrust Insurance Homestead serves the Miami-Dade County area, offering health insurance agent services to individuals and families. The firm helps clients navigate available plans through the federal marketplace and private insurers. Residents work with an agent to compare options for coverage and potential subsidies. The company also assists with enrollment during open enrollment periods. It handles plan selection for self-employed workers and retirement-age clients seeking supplemental coverage in Homestead.
Vital Health Insurance offers a range of health insurance agency services for individuals and groups in Homestead, Florida. It assists clients with policy selection, enrollment, and ongoing plan management throughout the year. The agency provides regular plan updates and support to ensure continuous coverage that meets changing needs. Its services are available for single-family homes, apartments, retail establishments, and restaurants in the local area.
Ocean Trust Insurance & Financial Services serves homeowners, local businesses, and property managers in the Homestead, FL area. As a health insurance agent, the company helps clients navigate individual and group health plans, Medicare options, and supplemental coverage. It assists with plan comparisons and enrollment to meet diverse healthcare needs. The agency also provides guidance on financial protection strategies that coordinate with health policies. Its service area extends into nearby Florida City and the broader South Miami-Dade metro region.
Univista Insurance in Homestead, Florida serves residential clients seeking individual or family health coverage. The agency also coordinates commercial policies to protect local businesses in the surrounding area. Their brokers assist with plan selection and enrollment. Clients can discuss open enrollment periods or special circumstances. After a policy is active, the agency provides follow-up support to address claims or coverage adjustments, fostering repeat service between regular visits.
Serving Homestead, Florida, and the surrounding South Dade communities, Your Family First Insurance Inc handles health insurance agent services for local residents and families. It assists clients in navigating available plans and enrollment periods to find appropriate coverage options for their individual health needs. The agency works to clarify policy details and potential benefits for each situation. To handle a typical job, it gathers personal information upfront, then reviews plan features and costs in a straightforward comparative process.
Seoane Insurance in Homestead, FL, specializes in connecting individuals and families with appropriate health insurance plans for their unique needs. As a local health insurance agent, it offers guidance through the complexities of policy options, helping clients understand coverage details for both routine care and serious medical events. The agency assists with plan selection and annual enrollment processes throughout the year. It especially helps clients navigate the period following a major life change, such as a job loss or a new baby, when securing updated coverage becomes an urgent priority.
At Amco Insurance in Homestead, FL, clients may choose between one-time policy evaluations and ongoing support for their coverage needs. They assist with selecting health plans that fit individual budgets and medical requirements. As a local health insurance agent, the company helps navigate open enrollment periods and plan renewals throughout the year. Service runs on either a one-time or as-needed basis depending on client preference.
As open enrollment season brings questions about coverage changes and local healthcare networks, South Florida Insurance Prof Inc in Homestead, FL provides consultation on available health insurance plans. The agent assesses individual or family needs, explains policy options such as deductibles and copays, and clarifies the differences between HMOs and PPOs typical in the Miami-Dade area. A no-obligation initial assessment reviews current coverage gaps and preferred local providers before presenting a plan comparison.
Estrella Insurance provides health insurance coverage and personalized guidance to clients in Homestead, Florida. Known for helping individuals and families navigate the local insurance market, the agency assists with plan selection, enrollment, and claims support. It offers a variety of benefit options that address medical, prescription, and wellness needs for different budgets and life stages. The agency can also arrange for supplemental dental coverage as an additional service.
Del Toro Insurance operates as a health insurance agent in Homestead, FL, connecting individuals and businesses with suitable medical coverage plans. It specializes in helping clients navigate the local health insurance marketplace to find plans that fit their needs. The agency assists with verifying eligibility and managing open enrollment periods. It serves various commercial sectors, including corporate offices, industrial warehouses, and food service establishments that require group health benefits.
What Does a a Health Insurance Agent in Homestead Cost?
The cost of using a health insurance agent in Homestead Florida is usually zero out of pocket because the agent earns a commission from the insurance carrier. For individual ACA plans commissions range from about 10 to 20 dollars per month per enrolled member. Medicare agents may receive a one time commission from the carrier. Some agents charge a flat fee for specialized services such as business group plans which can range from 50 to 200 dollars. This is general information not insurance advice.
About health insurance agents in Homestead
Health insurance agents in Homestead Florida help individuals families and small businesses find coverage that fits their needs and budget. Florida law requires agents to be licensed by the state and follow strict rules when advising clients. Whether you need an Affordable Care Act plan a Medicare supplement or short term insurance a local agent can guide you through the enrollment process and explain how Florida specific regulations affect your choices.
Frequently Asked Questions
What licenses do health insurance agents in Homestead need?
Agents must hold a valid Florida 2-15 health insurance license issued by the Florida Department of Financial Services. They must also complete continuing education courses every two years to keep their license active.
Can a Homestead agent help me enroll in an ACA plan outside Open Enrollment?
Yes if you have a qualifying life event such as losing other coverage moving to Homestead or having a baby you may qualify for a Special Enrollment Period. Your agent can verify your eligibility and help you apply.
Do Florida health insurance agents charge a fee for their services?
Most agents are paid by the insurance company through commissions so you typically do not pay a direct fee. However some agents may charge a consultation fee for complex cases. Always ask about costs before you start.
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