The top-rated health insurance agent in Lake Mary, Florida is Gallagher Insurance, Risk Management & Consulting, rated 4.7 stars across 492 reviews. Other highly rated options include Carli Insurance Agency, Michael Albright at Comparion Insurance Agency, Murray Insurance Agency. This directory lists 20 health insurance agents serving Lake Mary.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gallagher Insurance, Risk Management & Consulting | 300 Colonial Center Pkwy Suites 150A, 150B & 270 | (407) 805-0200 |
| 2 | Carli Insurance Agency | 2680 W Lake Mary Blvd | (407) 322-3600 |
| 3 | Michael Albright at Comparion Insurance Agency | 4229 W Lake Mary Blvd | (407) 562-5491 |
| 4 | Murray Insurance Agency | 615 Crescent Executive Ct #200 | (407) 332-0909 |
| 5 | Florida Retirement Group | 3216 W Lake Mary Blvd | (321) 295-7226 |
| 6 | Acrisure Lake Mary, FL (Avion Insurance) | 1307 International Pkwy #1071 | (407) 936-6800 |
| 7 | Zen Health Insurance | 102 Vista Verdi Cir | (321) 262-2535 |
| 8 | ClearMatch Medicare | 3210 Lake Emma Rd Suite 3000 | (407) 710-9663 |
| 9 | SunGate Insurance Agency | 1540 International Pkwy STE 2000 | (407) 878-7979 |
| 10 | Florida Protective Insurance, LLC. | 2500 W Lake Mary Blvd STE 107 B | (407) 777-8683 |
Gallagher Insurance, Risk Management & Consulting serves the Lake Mary area and surrounding Seminole County, providing health insurance agent services. The firm helps individuals and local businesses navigate plan selection and enrollment for medical coverage. They assist with comparing policy options and understanding out-of-pocket costs. Clients rely on this agency for guidance with open enrollment processes and for securing group health insurance plans for employers.
Carli Insurance Agency in Lake Mary, FL provides a full range of health insurance options for individuals and families. It assists clients in comparing medical, dental, and supplemental plans to find suitable coverage. Annual enrollment guidance and ongoing policy maintenance are available to ensure clients remain properly covered throughout the year. The agency helps answer questions about network changes and benefit adjustments as needs evolve. It serves a variety of properties, including single-family homes, apartments, retail businesses, and local restaurants seeking group health solutions.
Michael Albright at Comparion Insurance Agency in Lake Mary, FL helps clients understand the difference between one-time short-term health plans and recurring major medical policies that provide ongoing coverage. The agency assesses individual needs to match clients with plans that cover preventive care, prescriptions, and hospital visits in the local area. Service operates on an as-needed basis, allowing clients to schedule consultations when their coverage needs change or new policies become available.
Homeowners and small business owners in the Lake Mary area rely on Murray Insurance Agency for individual health plans and group coverage. The agency works with major carriers to compare options that fit different budgets and medical needs. Local clients often seek assistance with Medicare supplement policies or plans to meet Affordable Care Act requirements. Residents looking for enrollment guidance find support during open enrollment periods and special life events. Murray Insurance Agency also serves customers throughout Sanford and nearby communities in Seminole County.
Florida Retirement Group serves the Lake Mary area and surrounding Central Florida communities as a health insurance agent. It handles individual health plans and Medicare-related coverage for retirees and pre-retirees in the region. The agency works to clarify plan options by explaining enrollment periods and coverage differences to each client. For a typical job, it compares available carrier plans against a client's healthcare needs and budget before guiding them through the selection and application process.
Acrisure Lake Mary, FL (Avion Insurance) offers assistance with individual and family health insurance plans, as well as group coverage options for local businesses. As a health insurance agent, it helps clients navigate plan selections, enrollment periods, and policy renewals to match varying healthcare needs and budgets. The agency also provides guidance on understanding deductibles, copays, and network restrictions. As open enrollment deadlines approach each year, they help ensure residents secure necessary medical coverage before the cutoff date passes.
During the annual Medicare enrollment season, many Lake Mary residents face complex plan options and tight deadlines. Zen Health Insurance helps individuals and families select suitable health coverage by evaluating specific medical needs, income levels, and prescription requirements. Their agents review available marketplace plans and explain how each policy works with local hospitals and doctors. An initial consultation typically involves comparing deductibles, networks, and drug formularies side-by-side. This process concludes with a thorough inspection of each applicant’s current coverage to identify any gaps before recommending any changes.
ClearMatch Medicare operates as a health insurance agent in Lake Mary, Florida, guiding individuals through plan selection and enrollment. The agency specializes in Medicare Advantage, supplement, and prescription drug options to address coverage gaps. Its agents assess unique healthcare needs and budgets to recommend suitable policies. The company supports commercial sectors, including local offices, warehouses, and food service establishments, by providing group health consultation and employee benefit coordination tailored to those environments.
SunGate Insurance Agency provides health insurance guidance for residents in Lake Mary, Florida. The agency also assists commercial clients with their coverage needs throughout the greater area. They help individuals and businesses select appropriate health plans by explaining policy details and identifying suitable options. During enrollment periods, they support clients through the application process. Between annual open enrollments or qualifying life events, the agency stays available for policy questions and claims assistance, ensuring clients receive ongoing follow-up and repeat service or adjustments as circumstances change.
What Does a a Health Insurance Agent in Lake Mary Cost?
Health insurance premiums in Florida vary widely based on age, location, plan tier, and income. For an individual in Lake Mary, a Bronze ACA plan may cost around $300 to $500 per month before subsidies, while a Gold plan may range from $500 to $800. Subsidies based on income can lower these costs significantly. Medicare Advantage plans often have low or zero monthly premiums but may have copays. This is general information and not insurance advice.
About health insurance agents in Lake Mary
Health insurance agents in Lake Mary, Florida help individuals and families find coverage that meets their needs. Florida law requires agents to be licensed by the state and follow specific regulations under the Florida Insurance Code. Local agents understand the unique healthcare landscape in Seminole County and can guide you through enrollment periods and plan options.
Frequently Asked Questions
What does a health insurance agent in Lake Mary do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help you understand options under the Affordable Care Act, Medicare, or private insurance. Agents must be licensed by the Florida Department of Financial Services.
When can I enroll in a health plan in Florida?
Open Enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a Special Enrollment Period if you have a qualifying life event like losing other coverage, moving, or having a baby. Florida does not have a state-based exchange, so residents use the federal marketplace at Healthcare.gov.
Do health insurance agents charge fees in Florida?
Most health insurance agents are paid commissions by the insurance company, so you do not pay them directly. However, some agents may charge a consulting fee for certain services, which must be disclosed in writing. Always ask about any fees before starting the process.
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